New Tecumseth, Innisfil, Bradford West Gwillimbury, Collingwood, and twelve more municipalities make up Simcoe County. One flat fee covers your purchase, sale, or mortgage refinance no matter which one you're in.
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Simcoe County has sixteen municipalities, ranging from growing commuter towns to smaller townships. New Tecumseth, Innisfil, and Bradford West Gwillimbury each carry populations over forty thousand, while places like Tiny and Tay stay considerably smaller. Every closing follows the same flat-fee schedule and the same document-based process across the sixteen, so a purchase in a growing subdivision and a sale in a smaller township cost the same in legal fees.
New Tecumseth · Innisfil · Bradford West Gwillimbury · Wasaga Beach · Collingwood · Oro-Medonte · Essa · Springwater · Midland · Clearview · Severn · Tiny · Tay · Adjala-Tosorontio · Ramara · Penetanguishene
The same transparent pricing everywhere in Ontario — no city surcharges, no estimates.
$1,354.87
Flat, taxes included. Disbursements & Land Transfer Tax extra, at cost.
How buying works →$1,241.87
Flat, taxes included. New mortgages, refinances & private lending.
How it works →Purchase price aside, this is what a buyer in Simcoe County sees on the closing statement: our fee, then the disbursements we estimate on your behalf, then the government taxes — each sourced and dated. We don't total these into one figure; disbursements vary by file and are itemized in your written quote.
| Line item | $600,000 | $900,000 | $1,200,000 |
|---|---|---|---|
| Our fee (flat, any price) — 13% HST included | $1,354.87 | $1,354.87 | $1,354.87 |
| Estimated disbursements — billed at cost, itemised in your written quote; they vary by file | |||
| Teranet search fees & disbursements (registrations, searches, bank fees) — estimate | $583.26 | $583.26 | $583.26 |
| Technology & file management — estimate | $332.05 | $332.05 | $332.05 |
| Title insurance (example premium, varies by insurer and price) | $513.80 | $805.40 | $1,097.00 |
| Government charges | |||
| Ontario land transfer tax | $8,475.00 | $14,475.00 | $20,475.00 |
| First-time buyer refunds, if you qualify | − up to $4,000 | − up to $4,000 | − up to $4,000 |
Disbursements vary by file and are itemized, estimated in writing, before any work begins — these lines are estimates, not quotes. Ontario refunds up to $4,000 of the land transfer tax for first-time buyers, applied by your lawyer at registration.
Sources: Ontario electronic land registration fee, 2026-09-17: ontario.ca (rises to $86.42 per instrument from 2026-11-02); TitlePLUS residential premium schedule, 2026-09-17: titleplus.ca; Ontario land transfer tax, 2026-09-17: ontario.ca.
See the full breakdown on our Ontario real estate lawyer fee guide or flat-fee pricing page.
Simcoe County has sixteen municipalities, including New Tecumseth, Innisfil, Bradford West Gwillimbury, and Collingwood, all closed under the same flat-fee schedule with Treadstone Law.
Treadstone Law works with clients throughout Simcoe County using phone, email, and courier for signing and document exchange, so the process is the same no matter which municipality you're in.
A purchase is a flat $1,354.87, a sale is $1,241.87, and a mortgage refinance is $1,241.87, taxes included in each. Disbursements and Ontario land transfer tax are extra, billed at cost, with no municipal land transfer tax anywhere in the county.
No. Whether the file is in a fast-growing town like Innisfil or a smaller township, the legal fee is the same; disbursements are the only variable, and those follow the transaction, not the town.
Development in a regulated area, and interference with a wetland or watercourse, require a permit under section 28.1 of the Conservation Authorities Act, issued by the conservation authority rather than the municipality under O. Reg. 41/24. Watersheds do not follow municipal lines, and Simcoe County is reached by 4 watershed authorities — which one applies depends on where the property drains.
| Authority | Phone | Website |
|---|---|---|
| Grey Sauble Conservation | 519-376-3076 | greysauble.on.ca |
| Lake Simcoe Region Conservation Authority | 905-895-1281 | lsrca.on.ca |
| Nottawasaga Valley Conservation Authority | 705-424-1479 | nvca.on.ca |
| Toronto And Region Conservation Authority | 416-661-6600 | trca.ca |
Authorities whose administrative area intersects Simcoe County. Source: Conservation Ontario, Conservation Authority Boundaries (2023); confirm the authority for a specific address with Find a Conservation Authority. Retrieved 2026-08-10.
Sourced, dated municipal and provincial data for Simcoe County — not legal advice, just the facts a closing touches.
4 authorities cover this county/region: Grey Sauble Conservation, Lake Simcoe Region Conservation Authority, Nottawasaga Valley Conservation Authority, Toronto And Region Conservation Authority — which one applies depends on where the property drains. Development in a regulated area, or interference with a wetland or watercourse, needs a permit from the conservation authority — separate from municipal approvals — under section 28.1 of the Conservation Authorities Act.
Source: Conservation Ontario, Conservation Authority Boundaries (2023). Retrieved 2026-08-10.
Deals for Simcoe County register at the Simcoe Land Registry Office (LRO #51), filed electronically through ONLAND.
Source: Ontario, Land registry offices (LRO) directory. Retrieved 2026-09-17.
The property-tax adjustment on the statement of adjustments doesn't set up a new tax account — it simply divides the current tax bill between buyer and seller as of closing day, crediting whichever side prepaid past their ownership. After closing, the municipality bills the new owner directly.
Ontario land transfer tax is the largest single line on most closing statements, and it is due in full on closing day. Enter a price to see the bracket-by-bracket calculation, the first-time buyer refund, and — where they apply — the Toronto municipal tax and the Non-Resident Speculation Tax. Full workings and the rate sources are on the land transfer tax calculator.
Closing a property anywhere in Simcoe County? Get your flat-fee quote and start your file with Treadstone Law right away.