Serving Penetanguishene, we manage real estate purchases, sales, and mortgage closings entirely online, at one flat fee that includes HST. No office visit is built into the process — just steady communication and a closing date we hold to.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Penetanguishene, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Penetanguishene-specific mechanics we handle on every file — so nothing surprises you at closing.
Filing for a Penetanguishene closing goes through the Simcoe office, LRO #51, on Ontario's electronic ONLAND system rather than on paper. That's part of what lets us run your closing entirely online, since no one needs to attend a counter in person.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Buyers in Penetanguishene pay Ontario's provincial land transfer tax, and that's the only land transfer tax that applies — the town doesn't add a municipal version. We charge a flat $1,354.87 for a purchase file, HST included, while showing the land transfer tax and disbursements as separate at-cost items rather than absorbing them into that number. Penetanguishene is a town in Simcoe County, home to roughly 10,077 people at last census. We move every purchase file through the same sequence: title review, mortgage coordination if applicable, and closing document preparation, no matter the property type.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling in Penetanguishene, our role is to pay out and discharge your existing mortgage, respond to whatever the buyer's lawyer raises by way of requisitions, and release your net proceeds once the sale registers. Land transfer tax stays entirely on the buyer's side of the ledger. Our price for selling is $1,241.87 flat with HST included, consistent from file to file.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgages on Penetanguishene property all go through our Mortgage service at a flat $1,241.87, HST included. We review the lender's instructions, prepare the mortgage for registration, and confirm every condition is satisfied so the funds move on schedule — the fee stays the same across all three mortgage types.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
No — we act on Penetanguishene files from anywhere, running document review, signing, and closing online without an in-person office visit.
No. Only Toronto charges an additional municipal land transfer tax in Ontario; Penetanguishene buyers pay the provincial tax on its own.
No — the flat fee, HST included, is fixed once quoted. The provincial land transfer tax and optional costs like title insurance are itemized separately from the start, not added on later.
The Simcoe Land Registry Office, LRO #51, with electronic registration handled through ONLAND.
We work to the closing date already set in your agreement of purchase and sale, starting title and document work as soon as you retain us.
For Penetanguishene buyers and sellers who want to see the underlying rules, here are official government and land registry references.
Open your Penetanguishene file in minutes — hear from your lawyer tomorrow.