Serving Ramara, our real estate lawyers run purchases, sales, and mortgage closings online from start to finish, all under one flat, HST-included fee. Book your file when you're ready, and we'll coordinate the rest — no office visit needed at any point.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Ramara, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Ramara-specific mechanics we handle on every file — so nothing surprises you at closing.
Filing for a Ramara closing runs through the Simcoe office, LRO #51, using Ontario's ONLAND electronic system rather than a counter visit. Since we already run closings online, that step is just one more part of the file we handle without you needing to be anywhere specific.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Buyers closing on a Ramara property owe only Ontario's provincial land transfer tax; there's no township-level land transfer tax added on top. We price a purchase file at $1,354.87 flat, HST included, and we itemize the land transfer tax plus any disbursements separately so you see exactly what's a government cost versus what's our fee. Ramara is a township in Simcoe County with a population close to 10,377 as of the most recent census. Township files and city files run through the identical process on our end — title search, mortgage instructions, closing documents, and a lawyer reviewing every step.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
On a Ramara sale, we take care of discharging your mortgage from title, working through the buyer's requisitions, and getting your proceeds to you once the deal closes. As the seller, land transfer tax isn't something you pay — that obligation rests with the buyer. Our selling price is $1,241.87 flat with HST included, whether the sale is straightforward or comes with a few extra conditions to clear.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
We handle purchase mortgages, refinances, and private mortgage registrations on Ramara properties through our Mortgage service, priced flat at $1,241.87 with HST included. Our job is to confirm your lender's conditions are met, get the charge registered correctly, and keep everything on schedule so your funds are ready when they're supposed to be — one fee no matter the mortgage type.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
Yes — that's the whole model. We serve Ramara clients by phone and online, with no physical office visit required for any part of the closing.
No. Municipal land transfer tax exists only in Toronto within Ontario; Ramara buyers pay the province's land transfer tax alone.
Our flat fee covers legal work and HST. The provincial land transfer tax and optional costs such as title insurance sit outside that fee as separate, at-cost charges we disclose upfront.
The Simcoe Land Registry Office, LRO #51 — registration there is electronic, through ONLAND.
Township size doesn't set your timeline — the agreement of purchase and sale does. We start title and mortgage work as soon as we're retained so your file stays on track.
Below are official government and land registry links for Ramara homebuyers and sellers who want to look at the source material themselves.
Open your Ramara file in minutes — hear from your lawyer tomorrow.