Buyers, sellers, and owners refinancing property in the Township of Essa can all use our flat-fee real estate service, priced the same across all three and inclusive of HST. The whole file is handled online, so there's no branch office to visit in Essa itself.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Essa, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Essa-specific mechanics we handle on every file — so nothing surprises you at closing.
Essa properties fall within the Simcoe Land Registry Office's territory, LRO #51. We handle the ONLAND filing directly, and it's included in what you pay us.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Buyers closing in Essa pay Ontario's provincial land transfer tax only, since the township has no municipal land transfer tax — a tax that, in Ontario, applies exclusively to Toronto. Buying in Essa costs $1,354.87 flat, HST included, for our review of the agreement, the title search, and preparation of your closing documents. Land transfer tax and disbursements are extra, billed at cost and itemized clearly. Essa's population was 22,970 as of the 2021 census, and buying a home, a condo, or a rural lot in Essa costs the same under our flat fee.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Our role when you sell is to discharge any mortgage on the property, work through the buyer's lawyer's requisitions, and send your proceeds once the transaction registers. Land transfer tax is the buyer's obligation, so it has no bearing on a seller's file. A sale file runs $1,241.87 flat with us, HST included, with disbursements billed at cost and shown on your statement. We handle the process online and keep you updated at each stage.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Registering a mortgage on an Essa property — new, refinance, or private — costs $1,241.87 flat with us, HST included. We take care of the lender's commitment letter — confirming its conditions are satisfied — and register the charge once that's done. Disbursements are billed at cost, itemized separately from our fee.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
You don't need to locate an office within Essa — our clients there work with us entirely through phone calls, email, and online document signing.
No — Essa buyers pay the provincial land transfer tax only. The municipal version of that tax is specific to Toronto and doesn't reach the rest of Ontario.
We quote HST in already. The rest — land transfer tax, disbursements, and optional title insurance — are separate items billed at cost and itemized so nothing is buried in the total.
Title to Essa property is recorded at the Simcoe Land Registry Office (LRO #51); the ONLAND electronic filing is handled as part of your file.
Yes — wherever your property sits within the township, the flat fee and process stay the same.
For Essa buyers and sellers who'd like to review the source material themselves, here are official government and land registry resources.
Open your Essa file in minutes — hear from your lawyer tomorrow.