Serving Tay with flat-fee real estate law, run entirely online from the day you retain us to the day your deal closes. Buying, selling, or refinancing, one clear price applies, HST included, agreed before we begin.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Tay, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Tay-specific mechanics we handle on every file — so nothing surprises you at closing.
Tay properties register at the Simcoe Land Registry Office, LRO #51, with filing completed electronically through ONLAND. Our online process was built for that same electronic model, so working with us doesn't change how a Tay transaction actually gets registered.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
The municipal land transfer tax that catches some buyers off guard applies in one place only, and Tay isn't it, so buyers here owe just the provincial land transfer tax. Tay is a township in Simcoe County, with a population of about 11,091 people across 5,301 private dwellings as of the last census — 4,535 of them occupied by usual residents. Whichever type describes your purchase, our flat fee of $1,354.87, HST included, doesn't move. We calculate your LTT estimate and check rebate eligibility as part of your quote, then start on title search as soon as you're retained so the file has a head start.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling a Tay property means we discharge whatever mortgage is registered against title, answer the buyer's lawyer's requisitions, and release your net proceeds once the sale has closed and funds have come through. Land transfer tax is charged to buyers, not sellers, so it has no bearing on what you owe us. Our flat sale fee is $1,241.87, HST included, and we keep you informed in plain terms as the file progresses.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Purchase mortgages, refinances, and private mortgage registrations on Tay properties are all handled under our Mortgage service for a flat $1,241.87, HST included. We work from your lender's instructions, ensure the charge is registered accurately, and confirm every funding condition is met before releasing funds.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
You don't need one with a physical office in the township — Tay clients work with us by phone, email, and secure online signing, from start to close.
No. Tay buyers pay the provincial land transfer tax alone — the additional municipal version is limited to one Ontario city, and Tay is not it.
Our flat fee is the complete legal charge, HST included, whether that's $1,354.87 to buy or $1,241.87 to sell or refinance. Land transfer tax and disbursements arrive separately at cost, spelled out so you can see exactly what each one covers.
At the Simcoe Land Registry Office, LRO #51, through the province's electronic ONLAND system. Our process is already set up to work with that system, so no additional steps fall on you.
Yes — property type and use don't change the flat fee or the process; every Tay file follows the same steps.
Official government and land registry resources for Tay buyers and sellers who'd like to confirm the details for themselves.
Open your Tay file in minutes — hear from your lawyer tomorrow.