From our Mississauga office, Treadstone Law runs flat-fee real estate closings for Elizabethtown-Kitley buyers, sellers, and borrowers entirely by phone, email, and e-signature. One price is quoted upfront, taxes included, and it holds no matter the size of the deal.
“I had never bought a home before and had no idea what to expect, so I appreciated getting a plain-language rundown of every document before I signed anything.”
A.H. · First-time buyer · Kingston
Shared with permission. Initials changed to protect client privacy.
Our charges include applicable taxes. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include applicable taxes. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Purchase price aside, this is what a buyer in Elizabethtown-Kitley sees on the closing statement: our fee, then the disbursements we estimate on your behalf, then the government taxes — each sourced and dated. We don't total these into one figure; disbursements vary by file and are itemized in your written quote.
| Line item | $600,000 | $900,000 | $1,200,000 |
|---|---|---|---|
| Our fee (flat, any price) — 13% HST included | $1,354.87 | $1,354.87 | $1,354.87 |
| Estimated disbursements — billed at cost, itemised in your written quote; they vary by file | |||
| Teranet search fees & disbursements (registrations, searches, bank fees) — estimate | $583.26 | $583.26 | $583.26 |
| Technology & file management — estimate | $332.05 | $332.05 | $332.05 |
| Title insurance (example premium, varies by insurer and price) | $513.80 | $805.40 | $1,097.00 |
| Government charges | |||
| Ontario land transfer tax | $8,475.00 | $14,475.00 | $20,475.00 |
| First-time buyer refunds, if you qualify | − up to $4,000 | − up to $4,000 | − up to $4,000 |
Disbursements vary by file and are itemized, estimated in writing, before any work begins — these lines are estimates, not quotes. Ontario refunds up to $4,000 of the land transfer tax for first-time buyers, applied by your lawyer at registration.
Sources: Ontario electronic land registration fee, 2026-09-17: ontario.ca (rises to $86.42 per instrument from 2026-11-02); TitlePLUS residential premium schedule, 2026-09-17: titleplus.ca; Ontario land transfer tax, 2026-09-17: ontario.ca.
See the full breakdown on our Ontario real estate lawyer fee guide or flat-fee pricing page.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Elizabethtown-Kitley, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
| Authority | Rideau Valley Conservation Authority |
|---|---|
| Head office | 3889 Rideau Valley Drive, Box 599, Manotick, ON, K4M 1A5 |
| Phone | 613-692-3571 |
| Website | rvca.ca |
| Watershed area | 4,246 km² |
Development in a regulated area, and interference with a wetland or watercourse, are prohibited by section 28 of the Conservation Authorities Act without a permit under section 28.1, issued by the authority — not the municipality — under O. Reg. 41/24. Watershed boundaries follow drainage rather than municipal lines, so a property at the edge of Elizabethtown-Kitley can fall under a neighbouring authority; confirm for the specific address.
Source: Conservation Ontario, Conservation Authority Boundaries (2023). Retrieved 2026-08-10.
The Elizabethtown-Kitley-specific mechanics we handle on every file — so nothing surprises you at closing.
Elizabethtown-Kitley has no land registry office of its own — its properties register electronically through Ontario's provincial system rather than a local counter. That suits how we already work, since our process is built to run online.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Elizabethtown-Kitley is a Leeds and Grenville township of about 9,545 residents, and buyers here owe only Ontario's provincial land transfer tax — the township adds nothing extra on top. Our purchase fee sits at a flat $1,354.87, taxes included, covering the title search, mortgage paperwork, and closing documents your deal needs. Land transfer tax and disbursements are kept separate from that number and billed at their actual cost, so the breakdown you get before signing matches what you actually pay. A small township file gets the identical process a larger city file gets — nothing is scaled down because the population is.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling property in Elizabethtown-Kitley, we take care of discharging any mortgage still registered against the title, answering the requisitions the buyer's lawyer sends over, and releasing your proceeds once the sale closes. Since land transfer tax falls on the buyer's side of the ledger, it never touches your bill. The flat fee for a sale is $1,241.87, taxes included, and we check in with you at the milestones that matter rather than leaving you guessing.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgage registrations on Elizabethtown-Kitley properties all run through our Mortgage service for one flat $1,241.87, taxes included. Before your closing date, we make sure your lender's requirements are satisfied and the charge is ready to register against title, so the funds can release without last-minute scrambling. The fee doesn't move whether the mortgage is a bank refinance or a private arrangement between individuals.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
There's no storefront to visit — we operate out of Mississauga and built our process around phone calls, email, and digital signatures, so Elizabethtown-Kitley clients get the same service as anyone else in Ontario.
It doesn't. Buyers here pay Ontario's provincial land transfer tax and nothing more; there's no additional municipal charge layered on.
The flat fee covers our legal work on your file — review, drafting, and closing — with taxes included. Land transfer tax and disbursements sit outside that number and are billed at their real cost.
Registration happens electronically through Ontario's ONLAND system, tied to the land registry office responsible for this part of Leeds and Grenville. There's no physical counter involved on either side.
If you'd like to verify the rules yourself, here are official government and registry sources on land transfer tax and title registration for Elizabethtown-Kitley.
Sourced, dated municipal and provincial data for Elizabethtown-Kitley — not legal advice, just the facts a closing touches.
Rideau Valley Conservation Authority (613-692-3571, website). Development in a regulated area, or interference with a wetland or watercourse, needs a permit from the conservation authority — separate from municipal approvals — under section 28.1 of the Conservation Authorities Act.
Source: Conservation Ontario, Conservation Authority Boundaries (2023). Retrieved 2026-08-10.
The property-tax adjustment on the statement of adjustments doesn't set up a new tax account — it simply divides the current tax bill between buyer and seller as of closing day, crediting whichever side prepaid past their ownership. After closing, the municipality bills the new owner directly.
Ontario land transfer tax is the largest single line on most closing statements, and it is due in full on closing day. Enter a price to see the bracket-by-bracket calculation, the first-time buyer refund, and — where they apply — the Toronto municipal tax and the Non-Resident Speculation Tax. Full workings and the rate sources are on the land transfer tax calculator.
Open your Elizabethtown-Kitley file in minutes — hear from your lawyer tomorrow.