A Prescott closing with our firm never requires a physical meeting — purchases, sales, and refinances all move through document review, signing, and registration online, priced at a single flat fee with taxes included.
“I had never bought a home before and had no idea what to expect, so I appreciated getting a plain-language rundown of every document before I signed anything.”
A.H. · First-time buyer · Kingston
Shared with permission. Initials changed to protect client privacy.
Our charges include applicable taxes. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include applicable taxes. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Purchase price aside, this is what a buyer in Prescott sees on the closing statement: our fee, then the disbursements we estimate on your behalf, then the government taxes — each sourced and dated. We don't total these into one figure; disbursements vary by file and are itemized in your written quote.
| Line item | $600,000 | $900,000 | $1,200,000 |
|---|---|---|---|
| Our fee (flat, any price) — 13% HST included | $1,354.87 | $1,354.87 | $1,354.87 |
| Estimated disbursements — billed at cost, itemised in your written quote; they vary by file | |||
| Teranet search fees & disbursements (registrations, searches, bank fees) — estimate | $583.26 | $583.26 | $583.26 |
| Technology & file management — estimate | $332.05 | $332.05 | $332.05 |
| Title insurance (example premium, varies by insurer and price) | $513.80 | $805.40 | $1,097.00 |
| Government charges | |||
| Ontario land transfer tax | $8,475.00 | $14,475.00 | $20,475.00 |
| First-time buyer refunds, if you qualify | − up to $4,000 | − up to $4,000 | − up to $4,000 |
Disbursements vary by file and are itemized, estimated in writing, before any work begins — these lines are estimates, not quotes. Ontario refunds up to $4,000 of the land transfer tax for first-time buyers, applied by your lawyer at registration.
Sources: Ontario electronic land registration fee, 2026-09-17: ontario.ca (rises to $86.42 per instrument from 2026-11-02); TitlePLUS residential premium schedule, 2026-09-17: titleplus.ca; Ontario land transfer tax, 2026-09-17: ontario.ca.
See the full breakdown on our Ontario real estate lawyer fee guide or flat-fee pricing page.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Prescott, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Prescott-specific mechanics we handle on every file — so nothing surprises you at closing.
Prescott doesn't have its own physical land registry office; property here registers electronically through the province's ONLAND and Teraview system, which matches our online closing process directly.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Prescott is a single-tier town in the Leeds and Grenville census division, and because Toronto is the only Ontario municipality that charges a municipal land transfer tax, Prescott buyers pay the provincial land transfer tax alone. Our purchase fee is a flat $1,354.87, taxes included, covering title review, closing preparation, and registration; the land transfer tax and disbursements are calculated separately and itemized. The 2021 census recorded a population of 4,078 and 1,993 total private dwellings, with 1,889 occupied by usual residents. The same flat fee applies to a house, a townhome, or a smaller condominium unit.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling in Prescott follows the same steps we use on every file: we discharge any mortgage registered against the property, respond to the buyer's lawyer's requisitions, and release your proceeds once closing funds are confirmed. Our sale fee is a flat $1,241.87, taxes included, no matter the sale price. Land transfer tax is the buyer's obligation, not yours, so it doesn't show up on your closing statement, and we keep you posted as the file progresses.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Our Mortgage service covers new purchase mortgages, refinances, and private mortgage registrations against Prescott property, all for a flat $1,241.87, taxes included. We check your lender's commitment letter, prepare and register the charge, and confirm closing conditions are met before funds move. The fee is the same regardless of mortgage type.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
No. Our Prescott closings are handled entirely online — review, signing, and registration all happen online, so there's no local office to visit.
No. Municipal land transfer tax is charged in Toronto and nowhere else in Ontario, so Prescott buyers pay the provincial land transfer tax only.
Our flat fee, taxes included, is the complete legal charge — nothing more on that side. The provincial land transfer tax, disbursements, and optional title insurance sit apart from it and are itemized individually.
Prescott property registers electronically through Ontario's ONLAND and Teraview system rather than at a standalone local office, and our team manages that filing directly.
The 2021 census recorded 1,993 total private dwellings in Prescott, with 1,889 occupied by usual residents at the time of the count.
Below are official government and land registry resources for Prescott homebuyers and sellers who want to look into the details themselves.
Sourced, dated municipal and provincial data for Prescott — not legal advice, just the facts a closing touches.
Deals for Prescott register at the Prescott Land Registry Office (LRO #46), filed electronically through ONLAND.
Source: Ontario, Land registry offices (LRO) directory. Retrieved 2026-09-17.
The property-tax adjustment on the statement of adjustments doesn't set up a new tax account — it simply divides the current tax bill between buyer and seller as of closing day, crediting whichever side prepaid past their ownership. After closing, the municipality bills the new owner directly.
Ontario land transfer tax is the largest single line on most closing statements, and it is due in full on closing day. Enter a price to see the bracket-by-bracket calculation, the first-time buyer refund, and — where they apply — the Toronto municipal tax and the Non-Resident Speculation Tax. Full workings and the rate sources are on the land transfer tax calculator.
Open your Prescott file in minutes — hear from your lawyer tomorrow.