Whether you're purchasing, selling, or refinancing property in Edwardsburgh/Cardinal, our flat-fee real estate law service works entirely online — one price, HST included, and no office visit needed at any point.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Edwardsburgh/Cardinal, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Edwardsburgh/Cardinal-specific mechanics we handle on every file — so nothing surprises you at closing.
Edwardsburgh/Cardinal doesn't have its own dedicated local land registry office; registration for properties here is filed electronically through the ONLAND system, and our team submits that filing on your behalf as part of your closing.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Edwardsburgh/Cardinal buyers pay only Ontario's provincial land transfer tax, since an added municipal land transfer tax exists solely in Toronto among Ontario municipalities. Your provincial LTT figure is worked into your closing cost estimate before you commit, along with any first-time buyer rebate you may qualify for. StatCan's 2021 census recorded 3,285 total private dwellings in Edwardsburgh/Cardinal, with 3,138 occupied by usual residents — a fairly close match, reported by StatCan as two separate figures that we simply relay. Our flat purchase fee is $1,354.87, HST included, no matter the property type, with disbursements and land transfer tax itemized at cost.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling a property in Edwardsburgh/Cardinal, we discharge your mortgage from title, work through the buyer's requisitions, and release your net proceeds once closing registers. Land transfer tax is the buyer's responsibility, so it has no bearing on your sale figures. Our sale fee is a flat $1,241.87, HST included, and we provide updates at each step of your file.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Our Mortgage service handles new purchase mortgages, refinances, and private mortgage registrations on Edwardsburgh/Cardinal properties, all under one flat $1,241.87 fee, HST included. We go through the commitment letter, register the charge, and check that the lender's conditions are met before releasing funds. The fee is the same for a new mortgage, a refinance, or a private arrangement.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
There's no office to travel to for Edwardsburgh/Cardinal clients — document review, signing, and closing happen online and by phone.
No. Toronto is the only Ontario municipality that adds a municipal land transfer tax, so Edwardsburgh/Cardinal buyers pay the provincial tax by itself.
Our flat fee includes HST and covers our legal services only. The provincial land transfer tax and, if you'd like it, title insurance are billed as distinct, clearly labelled amounts on top.
Registration is completed electronically through the ONLAND system, since there's no separate local land registry office tied to Edwardsburgh/Cardinal; we submit the filing for you.
We work toward the closing date already in your agreement of purchase and sale, beginning title review right after retainer.
For Edwardsburgh/Cardinal buyers and sellers who want to check the details themselves, the links below lead to official government resources.
Open your Edwardsburgh/Cardinal file in minutes — hear from your lawyer tomorrow.