Serving the Township of Russell with flat-fee real estate law that fits around your schedule, not an office's. One flat, tax-included price for buying, selling, or refinancing a property. Open your file online whenever it's convenient.
“We bought and sold on the same day, and I was worried about the logistics, but everything lined up.”
V.M. · Buying and selling · Ottawa
Shared with permission. Initials changed to protect client privacy.
Our charges include applicable taxes. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include applicable taxes. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Purchase price aside, this is what a buyer in Russell sees on the closing statement: our fee, then the disbursements we estimate on your behalf, then the government taxes — each sourced and dated. We don't total these into one figure; disbursements vary by file and are itemized in your written quote.
| Line item | $600,000 | $900,000 | $1,200,000 |
|---|---|---|---|
| Our fee (flat, any price) — 13% HST included | $1,354.87 | $1,354.87 | $1,354.87 |
| Estimated disbursements — billed at cost, itemised in your written quote; they vary by file | |||
| Teranet search fees & disbursements (registrations, searches, bank fees) — estimate | $583.26 | $583.26 | $583.26 |
| Technology & file management — estimate | $332.05 | $332.05 | $332.05 |
| Title insurance (example premium, varies by insurer and price) | $513.80 | $805.40 | $1,097.00 |
| Government charges | |||
| Ontario land transfer tax | $8,475.00 | $14,475.00 | $20,475.00 |
| First-time buyer refunds, if you qualify | − up to $4,000 | − up to $4,000 | − up to $4,000 |
Disbursements vary by file and are itemized, estimated in writing, before any work begins — these lines are estimates, not quotes. Ontario refunds up to $4,000 of the land transfer tax for first-time buyers, applied by your lawyer at registration.
Sources: Ontario electronic land registration fee, 2026-09-17: ontario.ca (rises to $86.42 per instrument from 2026-11-02); TitlePLUS residential premium schedule, 2026-09-17: titleplus.ca; Ontario land transfer tax, 2026-09-17: ontario.ca.
See the full breakdown on our Ontario real estate lawyer fee guide or flat-fee pricing page.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Russell, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
| Authority | South Nation Conservation |
|---|---|
| Head office | 38 Victoria Street, Box 29, Finch, ON, K0C 1K0 |
| Phone | 613-984-2948 |
| Website | nation.on.ca |
| Watershed area | 4,484 km² |
Development in a regulated area, and interference with a wetland or watercourse, are prohibited by section 28 of the Conservation Authorities Act without a permit under section 28.1, issued by the authority — not the municipality — under O. Reg. 41/24. Watershed boundaries follow drainage rather than municipal lines, so a property at the edge of Russell can fall under a neighbouring authority; confirm for the specific address.
Source: Conservation Ontario, Conservation Authority Boundaries (2023). Retrieved 2026-08-10.
The Russell-specific mechanics we handle on every file — so nothing surprises you at closing.
Russell land registrations are filed electronically through ONLAND (Teraview), Ontario's province-wide title registration system — there's no dedicated physical land registry office serving the township, so registration fits directly into our online workflow.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Buyers in the Township of Russell owe only Ontario's provincial land transfer tax, since Russell doesn't collect a municipal land transfer tax on top of it the way Toronto does. We build that provincial LTT figure into your closing cost quote from the outset and check for any rebate you might qualify for. Russell's population was recorded at 19,598 in the 2021 census, across 7,335 total private dwellings, 7,226 of which were occupied. Rural property or in-town home, the flat fee and single tax layer stay the same.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
When selling in the Township of Russell, we take on the discharge of any registered mortgage, respond to the buyer's requisitions as they arrive, and calculate your net proceeds so they can be released promptly once the sale closes. Because land transfer tax is a buyer's expense, it doesn't affect what a seller nets. We provide updates through the file rather than going quiet until closing day.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Our Mortgage service supports Russell property owners with new purchase mortgages, refinances, and private mortgage registrations, all at one flat, tax-included fee. We work through the lender's commitment letter, get the charge registered against title, and verify every lender condition is met before funds are released. It's the same price no matter which of the three you're arranging.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
There's no office to seek out locally — Russell files go through document review, signing, and closing online and by phone, so you're covered without needing to travel.
No. Russell buyers pay only Ontario's provincial land transfer tax; the extra municipal land transfer tax is unique to Toronto.
The flat fee already includes applicable taxes. Anything owed to government — the provincial land transfer tax chief among them — and any optional add-on such as title insurance appear as their own separate charges.
Through ONLAND (Teraview), Ontario's electronic registration system — that filing step is part of what your flat fee covers.
No — the same flat fee and process apply to a Russell Township property as anywhere else in Ontario; smaller community, same straightforward closing.
Below are official government and land registry resources for Russell Township buyers and sellers who want to review the details themselves.
Sourced, dated municipal and provincial data for Russell — not legal advice, just the facts a closing touches.
South Nation Conservation (613-984-2948, website). Development in a regulated area, or interference with a wetland or watercourse, needs a permit from the conservation authority — separate from municipal approvals — under section 28.1 of the Conservation Authorities Act.
Source: Conservation Ontario, Conservation Authority Boundaries (2023). Retrieved 2026-08-10.
Deals for Russell register at the Russell Land Registry Office (LRO #50), filed electronically through ONLAND.
Source: Ontario, Land registry offices (LRO) directory. Retrieved 2026-09-17.
The property-tax adjustment on the statement of adjustments doesn't set up a new tax account — it simply divides the current tax bill between buyer and seller as of closing day, crediting whichever side prepaid past their ownership. After closing, the municipality bills the new owner directly.
Ontario land transfer tax is the largest single line on most closing statements, and it is due in full on closing day. Enter a price to see the bracket-by-bracket calculation, the first-time buyer refund, and — where they apply — the Toronto municipal tax and the Non-Resident Speculation Tax. Full workings and the rate sources are on the land transfer tax calculator.
Open your Russell file in minutes — hear from your lawyer tomorrow.