Whitby real estate files run online end to end — from the first document you sign to the day you close, no office stop required. A purchase runs $1,354.87, a sale or mortgage $1,241.87, HST built into each; land transfer tax and disbursements are separate, itemized costs.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Whitby, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Whitby-specific mechanics we handle on every file — so nothing surprises you at closing.
Whitby properties register through the Durham Land Registry Office (LRO #40), with the registration itself completed electronically through ONLAND (Teraview) — a setup that lines up directly with how our online process is designed to work.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Whitby is a Town in Durham Region with a 2021 census population of about 138,501, and its buyers pay Ontario's provincial land transfer tax only — Toronto is still the sole Ontario municipality with an added municipal land transfer tax. Our purchase fee is a flat $1,354.87, HST included, for any Whitby property type, and we build the provincial LTT figure into your closing cost breakdown from the start so you're never guessing at the total. If a first-time buyer rebate applies, we flag it as part of that same review. Title search, mortgage instructions, and signing are all handled online, so a closing anywhere in Durham Region moves at the same pace.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling in Whitby costs a flat $1,241.87, HST included, and includes discharging your mortgage from title, responding to the buyer's requisitions, and releasing your proceeds promptly once closing funds arrive. Land transfer tax is paid by the buyer, so it plays no role in a seller's file or statement of adjustments. We keep Whitby and Durham Region sellers updated at each stage so closing day arrives without last-minute surprises.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgage registrations on Whitby properties are handled for the same flat $1,241.87, HST included, no matter which type applies to you. We review your lender's commitment letter, register the charge against title, and confirm every condition is cleared so funds are ready to move on schedule. Same fee, same process, every time.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
You won't need to visit an office — we serve Whitby and the rest of Durham Region entirely online, handling document review, signing, and closing by phone and email.
As a Durham Region Town, Whitby doesn't — the municipal version is exclusive to Toronto, leaving Whitby buyers with Ontario's provincial land transfer tax alone.
It's the whole of our legal fee, HST included, with no additions hidden anywhere. The provincial land transfer tax and any disbursements are billed apart from it, itemized as government or third-party charges.
Whitby closings register through the Durham Land Registry Office, LRO #40, filed electronically through ONLAND (Teraview) as part of our flat fee.
Most Whitby files close on schedule. We begin title review and prepare closing documents as soon as you retain us, specifically to protect that date.
Below are official government and land registry resources for Whitby and Durham Region buyers and sellers who want to verify these details directly.
Open your Whitby file in minutes — hear from your lawyer tomorrow.