Serving the Township of Scugog with flat-fee real estate law, run entirely by email, phone, and secure e-signature. One flat price, taxes included, no matter whether you're buying, selling, or refinancing. Start your file online whenever suits you.
“I was in a multiple-offer situation and needed my paperwork turned around fast, and it was.”
J.A. · Home purchase · Durham Region
Shared with permission. Initials changed to protect client privacy.
Our charges include applicable taxes. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include applicable taxes. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Purchase price aside, this is what a buyer in Scugog sees on the closing statement: our fee, then the disbursements we estimate on your behalf, then the government taxes — each sourced and dated. We don't total these into one figure; disbursements vary by file and are itemized in your written quote.
| Line item | $600,000 | $900,000 | $1,200,000 |
|---|---|---|---|
| Our fee (flat, any price) — 13% HST included | $1,354.87 | $1,354.87 | $1,354.87 |
| Estimated disbursements — billed at cost, itemised in your written quote; they vary by file | |||
| Teranet search fees & disbursements (registrations, searches, bank fees) — estimate | $583.26 | $583.26 | $583.26 |
| Technology & file management — estimate | $332.05 | $332.05 | $332.05 |
| Title insurance (example premium, varies by insurer and price) | $513.80 | $805.40 | $1,097.00 |
| Government charges | |||
| Ontario land transfer tax | $8,475.00 | $14,475.00 | $20,475.00 |
| First-time buyer refunds, if you qualify | − up to $4,000 | − up to $4,000 | − up to $4,000 |
Disbursements vary by file and are itemized, estimated in writing, before any work begins — these lines are estimates, not quotes. Ontario refunds up to $4,000 of the land transfer tax for first-time buyers, applied by your lawyer at registration.
Sources: Ontario electronic land registration fee, 2026-09-17: ontario.ca (rises to $86.42 per instrument from 2026-11-02); TitlePLUS residential premium schedule, 2026-09-17: titleplus.ca; Ontario land transfer tax, 2026-09-17: ontario.ca.
See the full breakdown on our Ontario real estate lawyer fee guide or flat-fee pricing page.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Scugog, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
| Authority | Kawartha Conservation |
|---|---|
| Head office | 277 Kenrei Park Road, RR 1, Lindsay, ON, K9V 4R1 |
| Phone | 705-328-2271 |
| Website | kawarthaconservation.com |
| Watershed area | 2,497 km² |
Development in a regulated area, and interference with a wetland or watercourse, are prohibited by section 28 of the Conservation Authorities Act without a permit under section 28.1, issued by the authority — not the municipality — under O. Reg. 41/24. Watershed boundaries follow drainage rather than municipal lines, so a property at the edge of Scugog can fall under a neighbouring authority; confirm for the specific address.
Source: Conservation Ontario, Conservation Authority Boundaries (2023). Retrieved 2026-08-10.
The Scugog-specific mechanics we handle on every file — so nothing surprises you at closing.
Scugog properties register at the Durham Land Registry Office (LRO #40), and that filing happens electronically through ONLAND (Teraview), which is exactly the paperless approach our own process is designed around.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Purchases in the Township of Scugog fall under Ontario's provincial land transfer tax alone, since Scugog doesn't impose the kind of extra municipal land transfer tax that Toronto does. Our upfront quote already factors in that provincial LTT and flags any rebate you might be able to use. Scugog's population sat at 21,581 as of 2021, with 8,734 total private dwellings and 8,243 of them occupied. From lakeside cottages to in-town homes, the flat fee and the single tax layer don't change.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Sellers in the Township of Scugog get the full closing handled: your outstanding mortgage is paid off from title, we respond to whatever requisitions the buyer's side raises, and we calculate and release your proceeds once the sale funds. Since land transfer tax is a cost the buyer carries, it never enters into what you receive. We keep you posted at every real milestone, not just at closing.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Buying with new financing, refinancing an existing property, or registering a private mortgage in the Township of Scugog — our Mortgage service treats all three the same way, at one flat, tax-included fee. We read through your commitment letter, get the charge registered, and make sure every lender condition is satisfied so your funds are ready to move. The price doesn't shift based on which type of mortgage it is.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
There's no office you need to visit — Scugog files are reviewed, signed, and closed online and by phone, so you get local knowledge without the drive.
No. Scugog buyers pay only Ontario's provincial land transfer tax; the added municipal version exists solely within Toronto.
The quoted flat fee includes HST from the start. Government charges such as the provincial land transfer tax, along with optional add-ons like title insurance, are shown separately so there's no guessing.
At the Durham Land Registry Office, LRO #40, using ONLAND's electronic registration — that step is part of what your flat fee pays for.
Yes — we plan around the closing date already fixed in your agreement of purchase and sale and get started on title and lender work as soon as we're retained.
Here are official government and land registry links for anyone buying or selling in Scugog who wants to look further into the details.
Sourced, dated municipal and provincial data for Scugog — not legal advice, just the facts a closing touches.
Kawartha Conservation (705-328-2271, website). Development in a regulated area, or interference with a wetland or watercourse, needs a permit from the conservation authority — separate from municipal approvals — under section 28.1 of the Conservation Authorities Act.
Source: Conservation Ontario, Conservation Authority Boundaries (2023). Retrieved 2026-08-10.
The property-tax adjustment on the statement of adjustments doesn't set up a new tax account — it simply divides the current tax bill between buyer and seller as of closing day, crediting whichever side prepaid past their ownership. After closing, the municipality bills the new owner directly.
Ontario land transfer tax is the largest single line on most closing statements, and it is due in full on closing day. Enter a price to see the bracket-by-bracket calculation, the first-time buyer refund, and — where they apply — the Toronto municipal tax and the Non-Resident Speculation Tax. Full workings and the rate sources are on the land transfer tax calculator.
Open your Scugog file in minutes — hear from your lawyer tomorrow.