Real estate closings in Tyendinaga run through our office online — title review, signing, and registration all happen online, priced as one flat, HST-inclusive fee whether you're buying, selling, or refinancing. Start a file when you're ready and we'll guide it to close.
“The condo I bought had a pending special assessment, and I was glad it was flagged and explained before I closed rather than after.”
J.Y. · Condo purchase · Belleville
Shared with permission. Initials changed to protect client privacy.
Our charges include applicable taxes. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include applicable taxes. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Purchase price aside, this is what a buyer in Tyendinaga sees on the closing statement: our fee, then the disbursements we estimate on your behalf, then the government taxes — each sourced and dated. We don't total these into one figure; disbursements vary by file and are itemized in your written quote.
| Line item | $600,000 | $900,000 | $1,200,000 |
|---|---|---|---|
| Our fee (flat, any price) — 13% HST included | $1,354.87 | $1,354.87 | $1,354.87 |
| Estimated disbursements — billed at cost, itemised in your written quote; they vary by file | |||
| Teranet search fees & disbursements (registrations, searches, bank fees) — estimate | $583.26 | $583.26 | $583.26 |
| Technology & file management — estimate | $332.05 | $332.05 | $332.05 |
| Title insurance (example premium, varies by insurer and price) | $513.80 | $805.40 | $1,097.00 |
| Government charges | |||
| Ontario land transfer tax | $8,475.00 | $14,475.00 | $20,475.00 |
| First-time buyer refunds, if you qualify | − up to $4,000 | − up to $4,000 | − up to $4,000 |
Disbursements vary by file and are itemized, estimated in writing, before any work begins — these lines are estimates, not quotes. Ontario refunds up to $4,000 of the land transfer tax for first-time buyers, applied by your lawyer at registration.
Sources: Ontario electronic land registration fee, 2026-09-17: ontario.ca (rises to $86.42 per instrument from 2026-11-02); TitlePLUS residential premium schedule, 2026-09-17: titleplus.ca; Ontario land transfer tax, 2026-09-17: ontario.ca.
See the full breakdown on our Ontario real estate lawyer fee guide or flat-fee pricing page.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Tyendinaga, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
| Authority | Quinte Conservation |
|---|---|
| Head office | 2061 Old Highway 2, Belleville, ON, K8N 4Z2 |
| Phone | 613-968-3434 |
| Website | quinteconservation.ca |
| Watershed area | 5,947 km² |
Development in a regulated area, and interference with a wetland or watercourse, are prohibited by section 28 of the Conservation Authorities Act without a permit under section 28.1, issued by the authority — not the municipality — under O. Reg. 41/24. Watershed boundaries follow drainage rather than municipal lines, so a property at the edge of Tyendinaga can fall under a neighbouring authority; confirm for the specific address.
Source: Conservation Ontario, Conservation Authority Boundaries (2023). Retrieved 2026-08-10.
The Tyendinaga-specific mechanics we handle on every file — so nothing surprises you at closing.
Tyendinaga is served by the Hastings Land Registry Office, LRO #21, with electronic filing — a natural fit for the online process we use on every file.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Tyendinaga sits within Hastings County, and because Toronto is the only Ontario municipality that charges a municipal land transfer tax, buyers here owe only the provincial land transfer tax at closing. Our purchase fee is a flat $1,354.87, taxes included, covering title search, closing document preparation, and registration of your deed; the land transfer tax and disbursements are calculated on top and shown separately. The 2021 census counted 4,538 residents in the township and 1,730 total private dwellings, of which 1,650 were occupied by usual residents. That flat structure applies whether you're closing on a starter home or a larger rural property.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling in Tyendinaga follows the same process we use across Ontario: we discharge any mortgage registered against the property, deal with requisitions raised by the buyer's lawyer, and release your net proceeds once funds clear on closing day. The sale fee is a flat $1,241.87, taxes included. Land transfer tax is a buyer expense, not a seller one, so it never appears on your statement, and we send closing updates as each step is completed.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Whether you're arranging a new purchase mortgage, refinancing an existing one, or registering a private mortgage against Tyendinaga property, our Mortgage service handles it for a flat $1,241.87, taxes included. We confirm your lender's commitment terms, prepare and register the charge, and make sure conditions are satisfied before funds are released. One fee covers new, refinance, and private mortgage work alike.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
Yes. Everything on a Tyendinaga file — review, signing, and closing — is handled online by phone and secure document exchange, so proximity to an office isn't a factor in how your closing gets done.
No. A municipal land transfer tax is a Toronto-specific charge; Tyendinaga buyers pay Ontario's provincial land transfer tax and nothing added on top from the municipality.
No. Our flat fee includes HST and covers our legal work; the land transfer tax and any disbursements or optional title insurance are separate, itemized amounts you'll see broken out before closing.
Tyendinaga sits within the jurisdiction of the Hastings Land Registry Office, LRO #21, and our team submits that filing electronically once you've signed off on closing.
The 2021 census recorded 1,730 total private dwellings in Tyendinaga, with 1,650 occupied by usual residents at the time of the count.
Below are official government and land registry resources for Tyendinaga homebuyers and sellers who want to review the source material themselves.
Sourced, dated municipal and provincial data for Tyendinaga — not legal advice, just the facts a closing touches.
Quinte Conservation (613-968-3434, website). Development in a regulated area, or interference with a wetland or watercourse, needs a permit from the conservation authority — separate from municipal approvals — under section 28.1 of the Conservation Authorities Act.
Source: Conservation Ontario, Conservation Authority Boundaries (2023). Retrieved 2026-08-10.
The property-tax adjustment on the statement of adjustments doesn't set up a new tax account — it simply divides the current tax bill between buyer and seller as of closing day, crediting whichever side prepaid past their ownership. After closing, the municipality bills the new owner directly.
Ontario land transfer tax is the largest single line on most closing statements, and it is due in full on closing day. Enter a price to see the bracket-by-bracket calculation, the first-time buyer refund, and — where they apply — the Toronto municipal tax and the Non-Resident Speculation Tax. Full workings and the rate sources are on the land transfer tax calculator.
Open your Tyendinaga file in minutes — hear from your lawyer tomorrow.