Quinte West is a single-tier City in Hastings County with a population of about 46,560, and we handle real estate closings there with a flat-fee, fully online process. One tax-included price applies to purchases, sales, and mortgage files alike.
“The condo I bought had a pending special assessment, and I was glad it was flagged and explained before I closed rather than after.”
J.Y. · Condo purchase · Belleville
Shared with permission. Initials changed to protect client privacy.
Our charges include applicable taxes. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include applicable taxes. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Purchase price aside, this is what a buyer in Quinte West sees on the closing statement: our fee, then the disbursements we estimate on your behalf, then the government taxes — each sourced and dated. We don't total these into one figure; disbursements vary by file and are itemized in your written quote.
| Line item | $600,000 | $900,000 | $1,200,000 |
|---|---|---|---|
| Our fee (flat, any price) — 13% HST included | $1,354.87 | $1,354.87 | $1,354.87 |
| Estimated disbursements — billed at cost, itemised in your written quote; they vary by file | |||
| Teranet search fees & disbursements (registrations, searches, bank fees) — estimate | $583.26 | $583.26 | $583.26 |
| Technology & file management — estimate | $332.05 | $332.05 | $332.05 |
| Title insurance (example premium, varies by insurer and price) | $513.80 | $805.40 | $1,097.00 |
| Government charges | |||
| Ontario land transfer tax | $8,475.00 | $14,475.00 | $20,475.00 |
| First-time buyer refunds, if you qualify | − up to $4,000 | − up to $4,000 | − up to $4,000 |
Disbursements vary by file and are itemized, estimated in writing, before any work begins — these lines are estimates, not quotes. Ontario refunds up to $4,000 of the land transfer tax for first-time buyers, applied by your lawyer at registration.
Sources: Ontario electronic land registration fee, 2026-09-17: ontario.ca (rises to $86.42 per instrument from 2026-11-02); TitlePLUS residential premium schedule, 2026-09-17: titleplus.ca; Ontario land transfer tax, 2026-09-17: ontario.ca.
See the full breakdown on our Ontario real estate lawyer fee guide or flat-fee pricing page.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Quinte West, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
| Authority | Lower Trent Conservation |
|---|---|
| Head office | 714 Murray Street, RR 1, Trenton, ON, K8V 5P4 |
| Phone | 613-394-4829 |
| Website | ltc.on.ca |
| Watershed area | 2,071 km² |
Development in a regulated area, and interference with a wetland or watercourse, are prohibited by section 28 of the Conservation Authorities Act without a permit under section 28.1, issued by the authority — not the municipality — under O. Reg. 41/24. Watershed boundaries follow drainage rather than municipal lines, so a property at the edge of Quinte West can fall under a neighbouring authority; confirm for the specific address.
Source: Conservation Ontario, Conservation Authority Boundaries (2023). Retrieved 2026-08-10.
The Quinte West-specific mechanics we handle on every file — so nothing surprises you at closing.
Quinte West properties are registered at the Hastings Land Registry Office (LRO #21), and the actual filing takes place electronically through ONLAND (Teraview), which is why our online process fits how these closings are actually handled.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Quinte West buyers are subject to Ontario's provincial land transfer tax only, since a municipal land transfer tax exists nowhere in the province except Toronto. We factor that provincial tax estimate — plus any rebate you might qualify for — into the closing cost summary you receive at the start of your file. Our purchase fee is a flat $1,354.87, taxes included, whatever the property type; disbursements and land transfer tax are billed separately, at cost.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
When you sell in Quinte West, we take care of discharging your existing mortgage, responding to the requisitions the buyer's lawyer raises, and preparing the documents needed to transfer title. Your net proceeds are calculated and released promptly once the closing funds are confirmed. Land transfer tax is the buyer's responsibility, not yours, so it plays no role in a seller's file. Our sale fee is a flat $1,241.87, taxes included.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgages against Quinte West property are all handled through our Mortgage service at a flat fee of $1,241.87, taxes included. We review your lender's commitment letter, prepare and register the charge, and confirm the lender's conditions are satisfied so funding happens as scheduled.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
You don't need to visit a Quinte West office for full-service representation — from document review to signing to closing, our process is handled online and by phone.
No. Like the rest of Ontario outside Toronto, Quinte West has no municipal land transfer tax; buyers pay the provincial land transfer tax only.
Our legal fee, taxes included — that's the whole of it. The provincial land transfer tax and optional title insurance are priced independently and shown as separate charges.
The Hastings Land Registry Office, LRO #21, with electronic filing completed through ONLAND (Teraview).
No. Quinte West is a City of about 46,560 people, and our flat-fee, fully online process runs the same way there as in any Ontario municipality we serve.
Below are official government and land registry resources for Quinte West buyers, sellers, and owners who'd like to verify the details themselves.
Sourced, dated municipal and provincial data for Quinte West — not legal advice, just the facts a closing touches.
Lower Trent Conservation (613-394-4829, website). Development in a regulated area, or interference with a wetland or watercourse, needs a permit from the conservation authority — separate from municipal approvals — under section 28.1 of the Conservation Authorities Act.
Source: Conservation Ontario, Conservation Authority Boundaries (2023). Retrieved 2026-08-10.
Deals for Quinte West register at the Hastings Land Registry Office (LRO #21), filed electronically through ONLAND.
Source: Ontario, Land registry offices (LRO) directory. Retrieved 2026-09-17.
Civil Superior Court filings for Quinte West are heard at the Belleville Courthouse, Belleville.
Source: Ontario court locations directory. Retrieved 2026-08-09.
The property-tax adjustment on the statement of adjustments doesn't set up a new tax account — it simply divides the current tax bill between buyer and seller as of closing day, crediting whichever side prepaid past their ownership. After closing, the municipality bills the new owner directly.
Ontario land transfer tax is the largest single line on most closing statements, and it is due in full on closing day. Enter a price to see the bracket-by-bracket calculation, the first-time buyer refund, and — where they apply — the Toronto municipal tax and the Non-Resident Speculation Tax. Full workings and the rate sources are on the land transfer tax calculator.
Open your Quinte West file in minutes — hear from your lawyer tomorrow.