Bancroft property transactions close through our online process from start to finish — review, signing, registration — at a single flat fee with HST included, whether you're buying, selling, or refinancing.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Bancroft, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Bancroft-specific mechanics we handle on every file — so nothing surprises you at closing.
Bancroft registrations land with the Hastings Land Registry Office, LRO #21, and we file electronically there, same as on every file across the county.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Bancroft is a town within Hastings County, and its buyers pay only Ontario's provincial land transfer tax, since Toronto remains the sole Ontario municipality with a municipal land transfer tax of its own. Our purchase fee is a flat $1,354.87, HST included, covering title review, closing document preparation, and registration, with the provincial land transfer tax and disbursements calculated and itemized separately from that price. StatCan's 2021 census recorded 4,065 residents and 2,007 total private dwellings, with 1,801 occupied by usual residents. That flat pricing applies the same way whether you're purchasing a home in town or a property just outside it.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
When you sell a Bancroft property, we discharge any mortgage registered against it, respond to requisitions raised by the buyer's lawyer, and release your net proceeds once closing funds are confirmed. The sale fee is a flat $1,241.87, HST included, no matter the sale price. Land transfer tax is paid by the buyer, not the seller, so it plays no part in your file, and we keep you informed at each stage of closing.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgage registrations against Bancroft property are all covered by our Mortgage service, priced at a flat $1,241.87, HST included. We review your lender's commitment letter, prepare and register the mortgage, and confirm the closing conditions are satisfied before funds release. New, refinance, or private — the fee doesn't move.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
No. We handle Bancroft closings online — document review, signing, and registration all happen by phone and secure portal, so there's no requirement to visit an office.
No. That municipal charge exists in Toronto alone; Bancroft buyers pay Ontario's provincial land transfer tax and stop there.
The flat fee is inclusive of HST and reflects our legal work alone. Disbursements, the land transfer tax, and optional title insurance are separate, appearing on their own itemized lines before you close.
Bancroft is covered by the Hastings Land Registry Office, LRO #21, and we complete that registration electronically as the last step of your closing.
StatCan's 2021 census recorded 2,007 total private dwellings in Bancroft, with 1,801 occupied by usual residents at the time of the count.
Below are official government and land registry resources for Bancroft homebuyers and sellers who'd like to review the primary sources directly.
Open your Bancroft file in minutes — hear from your lawyer tomorrow.