Buying, selling, or refinancing property in the City of Thorold? Our flat fee covers all three, HST included, with the whole file handled online by our Mississauga-based team — no local office required.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Thorold, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Thorold-specific mechanics we handle on every file — so nothing surprises you at closing.
As with the rest of Ontario, a Thorold closing registers through the province's ONLAND (Teraview) system rather than at a physical land registry office, meaning there's nothing about the filing step that requires an in-person visit.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Thorold buyers pay Ontario's provincial land transfer tax alone; the city doesn't impose a municipal land transfer tax, a tax that in Ontario is unique to Toronto. $1,354.87 flat, HST included, is what a Thorold purchase costs with us — that price covers agreement review, title search, and preparing the documents you'll sign at closing. The land transfer tax and any disbursements are billed separately, at cost, and itemized clearly. Thorold's population was 23,816 as of the 2021 census, and our flat fee doesn't change based on the type or price of the property you're buying.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
We manage the mortgage payout, respond to whatever the buyer's lawyer raises about title, and get your net proceeds to you once the sale has gone through. Land transfer tax is a buyer's cost only, so it has no impact on what you pay to sell. $1,241.87 flat, HST included, covers a Thorold sale with us; disbursements are charged at cost and shown separately. We handle every step online and keep you informed along the way.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
$1,241.87 flat, HST included, is the price for mortgage work on a Thorold property, whether that's a new loan, a refinance, or a private mortgage. Part of our job is satisfying whatever your lender's commitment letter requires and then registering the resulting charge on title. Disbursements are itemized and billed at cost, separately from our fee.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
You won't need to locate an office within Thorold — we act for clients there entirely online, through phone calls, email, and secure document signing.
No — Thorold has no municipal land transfer tax. Within Ontario, only Toronto imposes one on top of the provincial tax.
The land transfer tax isn't part of our fee — it's a government charge we pass through at cost. Same with disbursements and any optional title insurance; each is its own line item.
Thorold deals are submitted through the province's ONLAND (Teraview) platform electronically rather than delivered in person, and we manage that filing directly as part of your flat fee.
Yes — since the process runs entirely online, being outside Ontario doesn't prevent us from closing your Thorold file.
Here are official government and land registry resources for anyone in Thorold who wants to look into these details firsthand.
Open your Thorold file in minutes — hear from your lawyer tomorrow.