For closings in Niagara Falls, Treadstone Law runs the whole file online — no office to travel to, just a flat, HST-included fee whether you're buying a home, selling one, or registering a mortgage. Start your file online and we'll take it from there.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Niagara Falls, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Niagara Falls-specific mechanics we handle on every file — so nothing surprises you at closing.
Registration for properties in Niagara Falls is completed electronically through ONLAND (Teraview), Ontario's province-wide electronic land registration system, and our entire process is built around that same electronic filing.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Niagara Falls sits within the Niagara Region, and as with every Ontario municipality besides Toronto, there's no separate municipal land transfer tax — buyers pay the provincial land transfer tax only. We include that provincial LTT estimate in your closing cost breakdown from the outset, along with any first-time buyer rebate that applies. The city's population was approximately 94,415 as of the 2021 census, and regardless of which property type you're closing on within Niagara Falls, our flat-fee purchase service stays at $1,354.87, HST included, with disbursements and land transfer tax itemized separately at cost.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
When you sell in Niagara Falls, we take care of the legal work from start to finish: discharging your mortgage from title, responding to the buyer's requisitions as they arrive, and releasing your proceeds once the transaction closes. Land transfer tax is the buyer's obligation, so it never shows up as a cost on your side. Our sale fee is a flat $1,241.87, HST included, and we keep you in the loop at every stage.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Whether it's a new purchase mortgage, a refinance, or a private mortgage on a Niagara Falls property, our Mortgage service handles all three for one flat $1,241.87, HST included. We review the commitment letter, register the charge, and confirm the lender's conditions are met so your funds are ready when they need to be.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
You don't need a local office to get thorough, responsive service — document review, e-signing, and closing all happen online and by phone, giving Niagara Falls clients the same full handling as anyone else on our roster.
No. Niagara Falls doesn't levy a municipal land transfer tax — only Toronto does that among Ontario municipalities. Buyers here pay the provincial land transfer tax and nothing more.
Not beyond what's quoted: $1,354.87 for a purchase, $1,241.87 for a sale or mortgage, HST already in each. Disbursements and the provincial land transfer tax sit outside those numbers, billed at actual cost and shown as their own items.
Registration is completed electronically through ONLAND (Teraview), the province's standard electronic land registration system, which we file as part of your flat fee.
Yes — from title review to signing to funds release, we manage every step online and by phone, coordinating with you and the other side's lawyer so your closing date holds.
The links below lead to official government and land registry resources for Niagara Falls buyers and sellers who'd like to review the details independently.
Open your Niagara Falls file in minutes — hear from your lawyer tomorrow.