Grimsby, a town in the Niagara region, gets the same paperless real estate service Treadstone Law runs everywhere — one HST-included price for your purchase, sale, or mortgage, no office stop required.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Grimsby, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Grimsby-specific mechanics we handle on every file — so nothing surprises you at closing.
Grimsby property registrations are completed electronically through the province's ONLAND (Teraview) system, so our fully online process matches how these filings actually get made.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Buyers in Grimsby pay Ontario's provincial land transfer tax only — the town doesn't add a municipal land transfer tax of its own. We include that provincial LTT estimate in your closing cost breakdown from the start and flag any rebate you might be eligible for. Grimsby is home to about 28,883 people within the Niagara region, and the same flat fee and single-tax structure applies regardless of the type of home involved in your closing, so your total cost is clear well before signing day.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
When you sell in Grimsby, we discharge your existing mortgage from title, respond to the buyer's requisitions, and release your net proceeds promptly once the deal closes. Land transfer tax is a buyer's obligation, not a seller's, so it has no bearing on your file. We keep you informed at each stage so closing goes as planned.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Whether it's a new purchase mortgage, a refinance, or a private mortgage against a Grimsby property, our Mortgage service charges one flat rate with HST included either way. Your lender's commitment letter gets reviewed, the charge is registered on title, and we confirm the lender's conditions are cleared so funds land when they're supposed to.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
No need to track down a Grimsby office — we handle document review, signing, and the closing call by phone and email, so your file moves the same way no matter where you're located.
Grimsby doesn't add one — only Toronto does that among Ontario municipalities — so what you owe is Ontario's provincial land transfer tax and nothing more.
Our flat rate already has HST folded in. The provincial land transfer tax and, if you'd like it, title insurance sit outside that number, each billed on their own so you can see exactly where every dollar goes.
Grimsby properties register electronically through the province's ONLAND (Teraview) system — that electronic filing is our work, already inside the flat fee, and it never requires you to visit an office.
We aim to land on the date already written into your agreement of purchase and sale, starting title review and document prep the moment you retain us so that target doesn't slip.
Below are official government and land registry resources for Grimsby homebuyers and sellers who'd like to review the details themselves.
Open your Grimsby file in minutes — hear from your lawyer tomorrow.