Serving Stratford, a city within Perth County, with flat-fee real estate law delivered entirely online. One transparent, HST-included price applies whether you're buying, selling, or refinancing — start your file whenever it suits you.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Stratford, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Stratford-specific mechanics we handle on every file — so nothing surprises you at closing.
Stratford registrations are completed electronically through ONLAND (Teraview) at the Perth Land Registry Office (LRO #44), which lines up directly with how our online process is built.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
If you're buying in Stratford, the tax picture is simple: only Ontario's provincial land transfer tax applies, since Stratford has no municipal land transfer tax layered on top. We build your provincial LTT estimate into the closing cost breakdown we give you upfront, and we'll flag any rebate you might qualify for. Stratford is a city of about 33,232 people within Perth County, and the same flat fee and single-tax structure applies no matter what kind of home you're closing on, so there's no guesswork about your total cost.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
When you sell in Stratford, we take care of discharging your existing mortgage from title, responding to the buyer's requisitions, and releasing your net proceeds as soon as closing happens. Land transfer tax is a cost the buyer carries, not you, so it plays no role in your file. We keep you posted through every stage so nothing about closing day is a surprise.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Whatever kind of mortgage work you need on a Stratford property — new purchase, refinance, or private — our Mortgage service bills it at the same flat, HST-included rate. The lender's commitment letter gets reviewed, the charge registered against title, and every condition confirmed so funds are ready when required.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
You don't need to track down office parking in downtown Stratford — document review, signing, and closing all run online and by phone, so you get full service without the trip.
No. Stratford isn't Toronto, so the only land transfer tax that applies to your purchase is the provincial one — there's no municipal add-on.
There's HST built into our flat number, full stop. The provincial land transfer tax and optional title insurance are priced outside it, each its own line so you can see what's what.
Stratford properties register through the Perth Land Registry Office (LRO #44), filed electronically via ONLAND (Teraview) as part of your flat fee.
Most Stratford files close on the date already set in the purchase agreement — once you retain us, we get moving right away on title review and closing documents to help hold that date.
Below are official government and land registry resources for Stratford homebuyers and sellers who want to review the details themselves.
Open your Stratford file in minutes — hear from your lawyer tomorrow.