For homeowners in St. Marys, Treadstone Law offers a fully online real estate closing: one flat, HST-included legal fee, whether you're buying, selling, or refinancing, and no in-person office visit at any point in the file.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — St. Marys, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The St. Marys-specific mechanics we handle on every file — so nothing surprises you at closing.
St. Marys properties register through Perth Land Registry Office #44, with title changes recorded electronically through ONLAND (Teraview) — the same system we use to close every file we handle.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
St. Marys sits in Perth County for land registry purposes, and buyers here pay Ontario's provincial land transfer tax only — a municipal land transfer tax exists nowhere in the province besides Toronto. Our flat purchase fee is $1,354.87, HST included; land transfer tax and disbursements are extra, charged at cost, and broken out separately on your statement so you know exactly what's a legal fee versus a government or third-party cost. The 2021 Census counted 3,216 total private dwellings in St. Marys, with 3,128 occupied by usual residents. The fee and process stay identical no matter what kind of home you're closing on.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling in St. Marys follows Ontario's standard conveyancing sequence: title review, mortgage discharge, responding to the buyer's requisitions, and releasing your proceeds on closing. Since land transfer tax falls on the buyer, it never affects a seller's file. Our flat selling fee is $1,241.87, HST included, with disbursements itemized on their own line.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgage registrations on St. Marys property are all handled under our flat $1,241.87 fee, HST included. We check the commitment letter against the deal, register the charge, and confirm lender conditions before your funds are released, so timing lines up on your side and the lender's.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
Yes. Our St. Marys clients complete document review, signing, and closing entirely online and by phone, with no office trip needed.
No. St. Marys buyers pay only the provincial land transfer tax; Toronto is the sole Ontario municipality with an added municipal one.
Our quoted price already has HST built in and reflects our legal work. Government charges such as the land transfer tax, plus disbursements, appear as their own separate lines, priced at cost.
St. Marys properties register at Perth Land Registry Office #44, electronically through ONLAND.
The 2021 Census counted 3,216 total private dwellings in St. Marys, with 3,128 occupied by usual residents.
Below are official government and land registry resources for St. Marys homebuyers and sellers who want to review the source material.
Open your St. Marys file in minutes — hear from your lawyer tomorrow.