Serving Perth East with flat-fee real estate law, run entirely online from wherever you're located — one transparent price, taxes included, whether you're buying, selling, or refinancing. Get your file started online and we'll manage the rest.
“Buying a second property for my parents to live in raised ownership questions I hadn't thought about, and they were answered patiently.”
N.F. · Second home purchase · Waterloo Region
Shared with permission. Initials changed to protect client privacy.
Our charges include applicable taxes. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include applicable taxes. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Purchase price aside, this is what a buyer in Perth East sees on the closing statement: our fee, then the disbursements we estimate on your behalf, then the government taxes — each sourced and dated. We don't total these into one figure; disbursements vary by file and are itemized in your written quote.
| Line item | $600,000 | $900,000 | $1,200,000 |
|---|---|---|---|
| Our fee (flat, any price) — 13% HST included | $1,354.87 | $1,354.87 | $1,354.87 |
| Estimated disbursements — billed at cost, itemised in your written quote; they vary by file | |||
| Teranet search fees & disbursements (registrations, searches, bank fees) — estimate | $583.26 | $583.26 | $583.26 |
| Technology & file management — estimate | $332.05 | $332.05 | $332.05 |
| Title insurance (example premium, varies by insurer and price) | $513.80 | $805.40 | $1,097.00 |
| Government charges | |||
| Ontario land transfer tax | $8,475.00 | $14,475.00 | $20,475.00 |
| First-time buyer refunds, if you qualify | − up to $4,000 | − up to $4,000 | − up to $4,000 |
Disbursements vary by file and are itemized, estimated in writing, before any work begins — these lines are estimates, not quotes. Ontario refunds up to $4,000 of the land transfer tax for first-time buyers, applied by your lawyer at registration.
Sources: Ontario electronic land registration fee, 2026-09-17: ontario.ca (rises to $86.42 per instrument from 2026-11-02); TitlePLUS residential premium schedule, 2026-09-17: titleplus.ca; Ontario land transfer tax, 2026-09-17: ontario.ca.
See the full breakdown on our Ontario real estate lawyer fee guide or flat-fee pricing page.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Perth East, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
| Authority | Upper Thames River Conservation Authority |
|---|---|
| Head office | 1424 Clarke Road, London, ON, N5V 5B9 |
| Phone | 519-451-2800 |
| Website | thamesriver.on.ca |
| Watershed area | 3,421 km² |
Development in a regulated area, and interference with a wetland or watercourse, are prohibited by section 28 of the Conservation Authorities Act without a permit under section 28.1, issued by the authority — not the municipality — under O. Reg. 41/24. Watershed boundaries follow drainage rather than municipal lines, so a property at the edge of Perth East can fall under a neighbouring authority; confirm for the specific address.
Source: Conservation Ontario, Conservation Authority Boundaries (2023). Retrieved 2026-08-10.
The Perth East-specific mechanics we handle on every file — so nothing surprises you at closing.
Registration for Perth East runs through the Perth Land Registry Office (LRO #44), and filing takes place electronically via ONLAND/Teraview — no counter visit required, which lines up with how we already manage the rest of your file online.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Perth East buyers owe Ontario's provincial land transfer tax and no additional municipal tax, since that extra charge belongs to Toronto alone and has no reach into Perth County. We include that provincial figure in your upfront estimate and check whether a first-time buyer rebate applies to your purchase. Perth East counts about 12,595 residents across roughly 4,266 private dwellings, a smaller dwelling stock than many neighbouring communities, and every one of those files receives the identical flat-fee treatment regardless of property type. The purchase fee is $1,354.87, taxes included, with disbursements and land transfer tax billed separately, at cost, and clearly itemized.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
When selling in Perth East, we discharge your existing mortgage from title, respond to the buyer's lawyer's requisitions, and release your net proceeds promptly once the deal closes. Land transfer tax is a buyer's obligation under Ontario law, so a seller's file is never affected by it. Our flat sale fee is $1,241.87, taxes included, and we keep you informed throughout so closing proceeds without last-minute issues.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Our Mortgage service covers new purchase mortgages, refinances, and private mortgage registrations on Perth East properties, all under the same flat $1,241.87 fee, taxes included. We go through the terms of your lender's commitment letter, register the charge, and confirm outstanding conditions are cleared so funds are ready on schedule. One fee, one process, regardless of the mortgage type.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
No local office to find — our document review, signing arrangements, and closing coordination all happen online and by phone, giving a Perth East file the same full service as anywhere else.
No — Toronto is the sole exception in Ontario that adds a municipal land transfer tax. Perth East buyers pay only the provincial rate.
Our quoted flat fee has HST built in already. Costs like the provincial land transfer tax and an optional add-on such as title insurance appear separately, clearly labelled, rather than hidden in our number.
At the Perth Land Registry Office, LRO #44, using Ontario's electronic ONLAND system — that step is covered within your flat fee.
Right after you retain us — we open title searches and begin closing preparation immediately, staying in contact with your lender to keep your closing date secure.
A set of government and land registry resources for Perth East buyers and sellers who want to check the details themselves.
Sourced, dated municipal and provincial data for Perth East — not legal advice, just the facts a closing touches.
Upper Thames River Conservation Authority (519-451-2800, website). Development in a regulated area, or interference with a wetland or watercourse, needs a permit from the conservation authority — separate from municipal approvals — under section 28.1 of the Conservation Authorities Act.
Source: Conservation Ontario, Conservation Authority Boundaries (2023). Retrieved 2026-08-10.
The property-tax adjustment on the statement of adjustments doesn't set up a new tax account — it simply divides the current tax bill between buyer and seller as of closing day, crediting whichever side prepaid past their ownership. After closing, the municipality bills the new owner directly.
Ontario land transfer tax is the largest single line on most closing statements, and it is due in full on closing day. Enter a price to see the bracket-by-bracket calculation, the first-time buyer refund, and — where they apply — the Toronto municipal tax and the Non-Resident Speculation Tax. Full workings and the rate sources are on the land transfer tax calculator.
Open your Perth East file in minutes — hear from your lawyer tomorrow.