For Stone Mills buyers, sellers, and refinancing homeowners, our real estate closings run online end to end — document review, mortgage instructions, and signing are all handled online, without an office visit anywhere in the process.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Stone Mills, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Stone Mills-specific mechanics we handle on every file — so nothing surprises you at closing.
Stone Mills properties register at the Lennox Land Registry Office, LRO #29, with the actual filing done electronically instead of in person. Because our closings are already conducted through digital documents, that electronic registration step is simply part of how the file moves forward.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Stone Mills, a township in Lennox and Addington County, applies Ontario's provincial land transfer tax only, with no municipal tax on top. Our purchase fee is a flat $1,354.87, HST included, covering title review, requisitions, and closing work. The 2021 census counted 7,826 residents in Stone Mills across 3,436 total private dwellings, with 3,071 of those occupied by usual residents. We build your provincial LTT estimate, and any applicable rebate, into your quote before the file gets underway.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
A Stone Mills sale follows the usual Ontario process: we discharge your existing mortgage from title, respond to the buyer's requisitions, and release your net proceeds once the transaction closes. The sale fee is a flat $1,241.87, HST included, with disbursements billed at actual cost. Land transfer tax is a cost the buyer carries, not the seller, so it doesn't affect what you receive.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgage registrations on Stone Mills properties are handled under our flat $1,241.87 fee, HST included. We review the lender's commitment letter, register the charge, and confirm every condition is satisfied so funds are ready on time. It's the same fee whether the mortgage is new, refinanced, or private.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
Yes — our lawyers handle Stone Mills files by phone, email, and secure document exchange, with the same standards we apply to every closing regardless of location.
No. Toronto is the exception with an added municipal land transfer tax; Stone Mills buyers pay Ontario's provincial land transfer tax only.
The flat fee, HST included, is our legal fee for the transaction. Provincial land transfer tax, registration costs, and optional title insurance are separate charges, passed through at cost.
Stone Mills falls under the Lennox Land Registry Office, LRO #29, with electronic registration.
Usually, yes. We begin title and mortgage work right after retainer, which is what keeps the date in your agreement realistic.
Here are official government and land registry sources for Stone Mills residents who want to look into these figures themselves.
Open your Stone Mills file in minutes — hear from your lawyer tomorrow.