Serving Greater Napanee with flat-fee real estate law built around phone, video, and e-signature instead of an office appointment. Your purchase, sale, or mortgage file is quoted at one clear, HST-included price up front.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Greater Napanee, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Greater Napanee-specific mechanics we handle on every file — so nothing surprises you at closing.
Greater Napanee properties register through the Lennox Land Registry Office, LRO #29, with the filing itself completed electronically via ONLAND rather than in person, which fits naturally with a process we run entirely online.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Buyers closing on a home in the Town of Greater Napanee, part of the Lennox and Addington region, owe Ontario's provincial land transfer tax alone, given that a municipal version of the tax is charged nowhere in Ontario except Toronto. We factor that provincial cost into your written closing estimate as your file opens and check whether you qualify for a first-time buyer rebate. According to the 2021 census, Greater Napanee's population stood at 16,879, spread across roughly 7,461 total private dwellings, with 6,868 occupied. However your property is configured, it moves through the same flat-fee closing process.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Sellers in Greater Napanee can rely on our office to discharge any mortgage currently on title, respond to the buyer's requisitions on time, and prepare a statement of adjustments that lines up exactly with your agreement. Land transfer tax is a cost the buyer alone bears, so it doesn't factor into what you're paid at closing. Once the sale closes and funds clear, we release your proceeds without delay.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
For Greater Napanee properties, our Mortgage service handles new purchase mortgages, refinances, and private mortgage registrations, all under a single flat, HST-included fee. We look through the commitment letter for specific conditions, prepare and register the charge, and confirm every lender requirement has been met before wrapping up the file. The price holds steady across all three mortgage types.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
Yes — every stage, from agreement review to signing and closing, is handled online by phone, video, and secure e-signature.
No. Toronto is the only Ontario municipality that levies a municipal land transfer tax, so Greater Napanee buyers pay the provincial rate only.
The flat fee, with HST built in, is the total cost of our legal service. The provincial land transfer tax and registration charges are separate government costs, itemized clearly rather than folded into our fee.
Greater Napanee registers through the Lennox Land Registry Office, LRO #29, using electronic filing through ONLAND, included as part of your flat fee.
There's no need to limit your search to a firm with a Greater Napanee address — our online process gives you the same coverage without the trip.
Greater Napanee buyers and sellers who want to look into the details further can start with the official government links below.
Open your Greater Napanee file in minutes — hear from your lawyer tomorrow.