Serving Loyalist with flat-fee real estate law handled by phone, video, and e-signature, with no office visit needed at any stage. Purchases, sales, and mortgage files each come with a single transparent, HST-included price.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Loyalist, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Loyalist-specific mechanics we handle on every file — so nothing surprises you at closing.
Properties in Loyalist register through the Lennox Land Registry Office, LRO #29, with the actual filing submitted electronically over ONLAND rather than in person, matching well with a workflow that doesn't require you to be physically present anywhere.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Buyers purchasing in the Township of Loyalist, within the Lennox and Addington region, owe Ontario's provincial land transfer tax exclusively, given that a municipal version of that tax is charged nowhere else in Ontario except Toronto. That provincial amount is included in your written closing cost estimate from the outset, along with a review of any first-time buyer rebate you may be able to claim. StatCan's 2021 census recorded 17,943 residents in Loyalist, across approximately 7,145 total private dwellings, with 6,830 occupied at the time. Whatever the home type, your file moves through the same flat-fee process from opening to closing.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Sellers in Loyalist can count on our office to discharge any existing mortgage from title, respond to the buyer's requisitions on time, and prepare an accurate statement of adjustments reflecting taxes, fees, and prepayments. Since land transfer tax is charged only to buyers, it has no impact on your proceeds as a seller. Funds are released to you promptly once the transaction closes and clears.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Whether your Loyalist property needs a new purchase mortgage, a refinance, or a private mortgage registered, our Mortgage service applies a single flat, HST-included fee across the board. We examine the commitment letter's requirements, prepare the charge for registration, and confirm the lender's conditions have been satisfied before treating the file as complete. The price and process hold steady across all three mortgage types.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
No — document review, signing, and closing all take place online through phone, video calls, and secure e-signature.
There isn't. Toronto is the only Ontario municipality that charges a municipal land transfer tax, so Loyalist buyers pay the provincial rate alone.
The flat fee we quote, with HST built in, is the total for our legal work. Provincial land transfer tax and registration costs are separate government charges, itemized clearly so you know exactly where each dollar goes.
Loyalist properties register through the Lennox Land Registry Office, LRO #29, filed electronically through ONLAND as part of your flat fee.
Local proximity isn't necessary when the whole process is online — our Loyalist clients get the same coverage as anyone working with a nearby firm, minus the drive.
For Loyalist buyers and sellers who want to look into things further, the links below point to official government and registry resources.
Open your Loyalist file in minutes — hear from your lawyer tomorrow.