Serving the Township of South Frontenac with flat-fee real estate law that travels to wherever you're closing from — a phone, a laptop, an inbox. One flat, HST-included price for buying, selling, or refinancing. Open your file online whenever you're ready.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — South Frontenac, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The South Frontenac-specific mechanics we handle on every file — so nothing surprises you at closing.
South Frontenac properties register at the Frontenac Land Registry Office (LRO #13) through ONLAND's electronic filing system, matching the paperless approach our online process already follows.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Buyers in South Frontenac pay Ontario's provincial land transfer tax and no additional municipal layer, since the township, like nearly every Ontario municipality outside Toronto, doesn't levy its own land transfer tax. That provincial LTT is built into your closing cost quote from the beginning, and we check for any rebate you might be able to use. South Frontenac's 2021 population was 20,188, with 9,503 total private dwellings recorded, of which 7,937 were occupied. Whether it's a rural lot or a subdivision property, the flat fee and tax structure hold steady.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling in South Frontenac, our office discharges any mortgage still on title, deals with the requisitions the buyer's lawyer sends, and calculates and releases your proceeds as soon as the sale funds. Land transfer tax is a buyer's cost, not a seller's, so it plays no part in your final number. You'll get updates as the file moves rather than only hearing from us at closing.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase financing, a refinance, or a private mortgage on a South Frontenac property — our Mortgage service handles each one at the same flat, HST-included fee. We go through the lender's commitment letter, register the charge against title, and make sure every lender condition is met before funds are released. It's one flat price whichever of the three you're arranging.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
There's no office to seek out in the township — South Frontenac files are reviewed, signed, and closed online and by phone, so distance to a physical office doesn't matter.
No. South Frontenac buyers pay only Ontario's provincial land transfer tax; the extra municipal version only exists in Toronto.
The flat fee we quote already includes HST. Government charges such as the provincial land transfer tax, plus optional extras like title insurance, are shown separately from our fee.
At the Frontenac Land Registry Office, LRO #13, with electronic filing through ONLAND — included as part of your flat fee.
The legal process, flat fee, and single tax rule are the same for a rural South Frontenac property as for any other Ontario closing — smaller community, same process.
Below are official government and land registry resources for South Frontenac buyers and sellers who want to look into the details themselves.
Open your South Frontenac file in minutes — hear from your lawyer tomorrow.