Treadstone Law manages Central Frontenac real estate closings entirely online, for one flat legal fee locked in before your retainer begins. Whether you're buying, selling, or refinancing, the same lawyer sees your file through, without any trip to an office required.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Central Frontenac, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Central Frontenac-specific mechanics we handle on every file — so nothing surprises you at closing.
Central Frontenac properties register at the Frontenac Land Registry Office, LRO #13, with registration completed electronically through Ontario's ONLAND system. Our review and signing steps are built around that same electronic process.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Central Frontenac buyers pay Ontario's provincial land transfer tax only, with no separate municipal tax on top. Our purchase fee is fixed at $1,354.87, HST included, and the provincial LTT plus disbursements are itemized separately in your closing cost estimate. The 2021 census recorded 4,892 residents in Central Frontenac, against 3,618 total private dwellings, of which 2,177 were occupied by usual residents — a gap Statistics Canada attributes to counting seasonal and recreational properties separately from year-round occupancy. Title search, requisitions, and closing preparation are covered by that same fixed price.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
A Central Frontenac sale is handled for a flat $1,241.87, HST included, which covers mortgage discharge, responses to the buyer's requisitions, and release of your net proceeds once closing funds are confirmed. Land transfer tax is the buyer's expense, not the seller's, so it doesn't appear on your statement. We coordinate with your agent and the buyer's lawyer to keep closing on schedule.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgage registrations on Central Frontenac properties are all handled through our Mortgage service for a flat $1,241.87, HST included. We review the lender's commitment letter, prepare and register the charge, and confirm conditions are met before funds are released.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
Not in outcome — our Central Frontenac files go through the same document review, signing, and closing process online, by phone and courier.
No. Toronto remains the sole Ontario municipality with its own land transfer tax, so Central Frontenac buyers pay the provincial rate only.
HST is built into the flat fee we quote for legal work. Beyond that, the statement of adjustments lists the provincial land transfer tax and, where you choose it, a title insurance premium — each shown on its own line.
The Frontenac Land Registry Office, LRO #13, using Ontario's electronic ONLAND registration system.
We work to hold the closing date set in your agreement of purchase and sale, beginning title and closing work as soon as you retain us.
The links below are official Ontario government and land registry resources for Central Frontenac buyers and sellers checking these figures.
Open your Central Frontenac file in minutes — hear from your lawyer tomorrow.