Kingston clients get the same paperless approach we run across Ontario — real estate files handled online from the first document through closing day. Buying costs $1,354.87, selling or a mortgage $1,241.87, HST built into each, with land transfer tax and disbursements billed on top at cost.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Kingston, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Kingston-specific mechanics we handle on every file — so nothing surprises you at closing.
Kingston properties register through the Frontenac Land Registry Office (LRO #13), with the registration itself completed electronically through ONLAND (Teraview) — an arrangement that fits naturally with how our online process is built to operate.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Kingston is a City in Frontenac County with roughly 132,485 residents as of the 2021 census, and its buyers pay only Ontario's provincial land transfer tax, since Toronto remains the sole Ontario municipality with an added municipal land transfer tax. Our purchase fee is a flat $1,354.87, HST included, no matter the property type, and we work the provincial LTT estimate into your closing cost breakdown up front so it's never a surprise. If a first-time buyer rebate applies, we flag it during that review. Title search, mortgage instructions, and closing documents are all handled online, so a Kingston closing runs at the same pace across Frontenac County.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
A Kingston sale is priced at a flat $1,241.87, HST included, and covers discharging your mortgage from title, responding to the buyer's requisitions, and releasing your proceeds promptly on closing. Because land transfer tax is a buyer's cost, it doesn't appear anywhere on a seller's file. We keep Kingston and Frontenac County sellers updated at each step, so closing day goes exactly as planned.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgage registrations on Kingston properties are all handled for the same flat $1,241.87, HST included. We review the lender's commitment letter, register the charge on title, and confirm every condition is cleared so your funds are ready on schedule. Same fee, whichever of the three applies to you.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
You won't need to track down a local office — we serve Kingston and the rest of Frontenac County through an online process, with document review, signing, and closing all handled by phone and email.
Frontenac County doesn't have that charge, and neither does Kingston — Ontario's provincial land transfer tax is the only one that applies here, the way it does everywhere but Toronto.
Yes — HST is already folded into that number, and nothing else from our side gets added. Disbursements and the provincial land transfer tax are the two costs that show up separately, each billed at cost.
Kingston closings register through the Frontenac Land Registry Office, LRO #13, filed electronically through ONLAND (Teraview) as part of our flat fee.
In most cases, yes. We begin title review and closing preparation as soon as you retain us, specifically to keep the date already set in your agreement.
Below are official government and land registry resources for Kingston and Frontenac County buyers and sellers who want to review the details themselves.
Open your Kingston file in minutes — hear from your lawyer tomorrow.