Norfolk buyers, sellers, and refinancing homeowners can handle their entire real estate file with Treadstone Law online, without an office visit. One flat, HST-included fee covers the legal work from start to close. Start your Norfolk file online whenever you're ready.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Norfolk, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Norfolk-specific mechanics we handle on every file — so nothing surprises you at closing.
Norfolk properties register through the Norfolk Land Registry Office (LRO #37), with registration completed electronically through ONLAND (Teraview) — the same electronic system underpinning our process across Ontario.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Norfolk is a single-tier city and part of the Haldimand-Norfolk census division, and buyers here pay Ontario's provincial land transfer tax only — there's no municipal land transfer tax added, a charge that applies solely to Toronto among Ontario municipalities. We include your provincial LTT figure in the closing cost estimate we prepare early in your file, together with any first-time buyer rebate you may qualify for. Norfolk's population was roughly 67,490 as of the 2021 census, and across the city, our flat-fee purchase service stays at $1,354.87, HST included, with disbursements and land transfer tax charged separately at cost.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling a Norfolk property through us covers the full legal process: discharging your existing mortgage from title, responding to the buyer's requisitions as they arrive, and releasing your net proceeds once the sale closes. Because land transfer tax is a buyer's obligation, it doesn't appear on a seller's side of the ledger. Our sale fee is a flat $1,241.87, HST included, with steady updates so closing day goes smoothly.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgages on Norfolk properties are all handled through our Mortgage service for the same flat $1,241.87, HST included. We review the lender's commitment letter, prepare and register the charge, and confirm all conditions are met before your funds are released.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
There's no local office required — our entire process, from document review to signing to closing, happens online and by phone, so Norfolk clients get full service without the trip.
It doesn't — a municipal land transfer tax exists only in Toronto among Ontario municipalities, so Norfolk buyers are on the hook for the provincial land transfer tax and nothing beyond it.
Our flat fee — $1,354.87 for a purchase, $1,241.87 for a sale or mortgage, HST included — is the entire legal fee. The provincial land transfer tax and disbursements are separate, at-cost items, itemized clearly on your file.
Norfolk property registers at the Norfolk Land Registry Office, LRO #37. Filing happens electronically through the province's ONLAND (Teraview) system, included at no extra cost in your flat fee.
We open your file, complete title review and lender coordination, arrange online or electronic signing, and finalize registration through ONLAND — updating you by phone and email at each stage.
Below are official government and land registry resources for Norfolk homebuyers and sellers who want to review the details themselves.
Open your Norfolk file in minutes — hear from your lawyer tomorrow.