Serving Toronto with flat-fee real estate law, all handled entirely online — no downtown office visit required. One transparent price, HST included, whether you're buying, selling, or refinancing. Book online and we take it from there.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Owner-estimated average values, 2021 Census — five-year change shown on each pair.
| Home type | 2016 | 2021 | Change |
|---|---|---|---|
| Single-detached | $996,000 | $1,498,000 | +50% |
| Semi-detached & row | $664,000 | $1,017,000 | +53% |
| Apartment / condo | $531,000 | $820,000 | +54% |
Source: Statistics Canada, 2021 Census of Population, Census Profile — Toronto, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Toronto-specific mechanics we handle on every file — so nothing surprises you at closing.
Registration is completed electronically through ONLAND (Teraview) at the Toronto Land Registry Office (LRO #80), so nothing about our online process changes how or where your deal gets registered. If you own a residential property in Toronto that sits vacant for more than the exempt period in a given year, the City's Vacant Home Tax may apply — we're glad to flag it as part of your file, though it's a City of Toronto program, not something we file on your behalf.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Toronto is the one Ontario municipality that layers its own Municipal Land Transfer Tax on top of the provincial land transfer tax, so buyers here are budgeting for two land transfer tax bills instead of one. We build both into your closing cost estimate up front so there's no surprise on closing day, and we walk you through any rebates you may qualify for. Whether you're closing on a detached home, a semi, or a condo apartment, the legal process and the double land transfer tax exposure are the same.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling in Toronto follows the same core legal process as anywhere else in Ontario: we handle title discharge on your existing mortgage, respond to the buyer's requisitions, and make sure your proceeds are calculated correctly and released to you promptly on closing. Land transfer tax is a buyer's cost, not a seller's, so it doesn't factor into your file. We keep you posted at each step so closing day holds no surprises.
Sellers don’t pay LTT or MLTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Our Mortgage service covers new purchase mortgages, refinances, and private mortgage registrations for Toronto properties, all at the same flat, HST-included fee. We review your commitment letter, register the charge, and make sure your lender's conditions are met so funds flow on schedule. New, refinance, or private — the process and the price stay the same.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
You don't need a downtown office visit to work with a Toronto-focused real estate lawyer. Our entire process — document review, signing, and closing — is handled online and by phone, so you get the same service without taking time off to drive in or find parking.
Yes. Toronto is the only municipality in Ontario that charges a Municipal Land Transfer Tax in addition to the provincial land transfer tax, so buyers in the city pay both. We calculate both taxes as part of your upfront closing cost estimate.
Our quoted flat fee includes HST. Government charges like land transfer tax (both provincial and Toronto's municipal portion) and title insurance are shown separately and clearly, so you always know what's legal fee and what's a third-party or government cost.
Toronto's Vacant Home Tax applies to residential properties left vacant for more than the exempt period each year. It's a City of Toronto declaration and payment program, not something that runs through your real estate closing — ask us and we're happy to point you to the right resource.
Timelines depend on your agreement of purchase and sale, but most of our Toronto files close on the date already set out in the contract. Once retained, we get to work immediately on title, mortgage, and closing document preparation so nothing holds up your date.
Below are official government and land registry resources for Toronto homebuyers and sellers who want to dig into the details themselves.
Open your Toronto file in minutes — hear from your lawyer tomorrow.