TREADSTONE LAW · ONTARIO · DIGITAL LEGAL SERVICES · EST. MMXXI ·TSL
Home/Real Estate Law/Ottawa
№ 01Real Estate Law · Ottawa

Real Estate Lawyer in Ottawa, Ontario

Serving Ottawa with flat-fee real estate law, handled entirely online from start to close — no office visit needed. One transparent price, HST included, whether you're buying, selling, or refinancing. Book your file online and we'll take it from there.

Licensed by the Law Society of OntarioFlat fees — HST includedServing Ottawa
№ 01.1Fee Schedule

Transparent flat-fee pricing

Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.

Most Common

Purchase

$1,580.87
$1,354.87
Our charges · HST included
▼ You save $226 · SUMMRDIS26
  • Title search & title insurance coordination
  • Provincial land transfer tax handled at closing
  • Funds, registration, keys — done

Sale

$1,467.87
$1,241.87
Our charges · HST included
▼ You save $226 · SUMMRDIS26
  • Mortgage discharge handled
  • Requisitions answered
  • Proceeds wired same day where possible

Mortgage

$1,467.87
$1,241.87
Our charges · HST included
▼ You save $226 · SUMMRDIS26
  • New mortgage, refinance, or private mortgage
  • Payouts & discharges managed
  • Lender requirements handled

Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.

№ 01.2City Data

Ottawa by the numbers

Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).

Population · 2021
1,017,449
+8.9% since 2016
Average household size
2.5
persons per household
Median age
40.0
years

What Ottawa homes are worth, by type

20162021

Owner-estimated average values, 2021 Census — five-year change shown on each pair.

Single-detached, 2016: $511,600Single-detached, 2021: $776,000Semi-detached & row, 2016: $335,600Semi-detached & row, 2021: $529,500Apartment / condo, 2016: $360,400Apartment / condo, 2021: $475,200$776,000Single-detached · +52%$529,500Semi-detached & row · +58%$475,200Apartment / condo · +32%
View as table
Home type20162021Change
Single-detached$511,600$776,000+52%
Semi-detached & row$335,600$529,500+58%
Apartment / condo$360,400$475,200+32%

Source: Statistics Canada, 2021 Census of Population, Census Profile — Ottawa, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.

№ 01.3Local Logistics

Title, registration & property taxes

The Ottawa-specific mechanics we handle on every file — so nothing surprises you at closing.

Registration & logistics

Registration is completed electronically through ONLAND (Teraview) at the Ottawa-Carleton Land Registry Office (LRO #4), so our online process aligns directly with how Ottawa deals are actually registered. Ottawa also has a Vacant Unit Tax — 1% of a property's assessed value, applied to residential units left unoccupied more than 184 days in the calendar year that aren't a principal residence — so it's worth flagging to us early if that might touch your file.

Property taxes at closing

You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.

Closing entirely online

ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.

№ 02Buying in Ottawa

What Ottawa buyers should know

Ottawa buyers pay Ontario's provincial land transfer tax only — the city doesn't levy a municipal land transfer tax the way Toronto does, so your closing costs stay a step simpler. We build your provincial LTT estimate into your upfront closing cost breakdown and flag any rebates you may qualify for. Ottawa's housing stock spans the full range of dwelling types, with 2021 census values running from roughly $475,200 for apartment-style condos up to about $776,000 for single-detached homes, so wherever your purchase falls on that range, the same flat-fee process and single-tax structure applies.

Before you waive conditions

Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.

Pre-construction & assignments

Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.

Learn before you close

№ 03Selling in Ottawa

Clean title, clean payout

Selling an Ottawa property follows the standard Ontario legal process: we discharge your existing mortgage from title, respond to the buyer's requisitions, and calculate and release your proceeds promptly on closing. Land transfer tax is a buyer's obligation, not a seller's, so it has no bearing on your file. We keep you updated at each stage so there are no last-minute surprises.

No land transfer tax

Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.

Discharge handled

We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.

Same-day proceeds

Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.

Helpful reading

№ 04Mortgages in Ottawa

One flat fee, every mortgage

Our Mortgage service handles new purchase mortgages, refinances, and private mortgage registrations on Ottawa properties, all under the same flat, HST-included fee. We review your commitment letter, register the charge, and confirm your lender's conditions are satisfied so funds are ready to flow on schedule. New, refinance, or private — one process, one price.

New mortgage

A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.

Refinance

Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.

Private mortgage

Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.

Helpful reading

№ 05Before You Ask

Ottawa closing questions

Looking for a real estate lawyer near you in Ottawa?

You don't need to find office parking downtown to work with an Ottawa-focused real estate lawyer. Our process — document review, signing, and closing — is handled online and by phone, so you get full service without the drive.

Does Ottawa have its own land transfer tax like Toronto?

No. Ottawa isn't Toronto, so buyers here pay only Ontario's provincial land transfer tax — there's no additional municipal land transfer tax layered on top.

Is your flat fee really the total cost, or are there add-ons?

Our quoted flat fee includes HST. Government charges like the provincial land transfer tax and optional title insurance are itemized separately and clearly, so you always know what's legal fee versus a third-party or government cost.

Which land registry office handles Ottawa closings?

Ottawa properties register through the Ottawa-Carleton Land Registry Office (LRO #4), with electronic registration through ONLAND (Teraview) — we handle that filing as part of your flat fee.

Could Ottawa's Vacant Unit Tax affect my property?

It can, if the property will sit unoccupied for more than 184 days in a calendar year and isn't your principal residence. Ask us about it when we open your file — we're not tax advisors, but we'll flag anything relevant to your closing.

How long does a typical Ottawa closing take with your firm?

Most of our Ottawa files close on the date already set in the agreement of purchase and sale. Once retained, we start on title review, mortgage instructions, and closing documents right away so your date holds.

№ 05.1Resource Desk

Official Ottawa resources

Below are official government and land registry resources for Ottawa homebuyers and sellers who want to review the details themselves.

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