Madoc is a township of about 2,233 people in Hastings County. Purchases, sales, and mortgage refinances here close through the same flat, HST-included fee we use on every Ontario file we handle, start to finish.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Madoc, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Madoc-specific mechanics we handle on every file — so nothing surprises you at closing.
Closings on Madoc real estate register at the Hastings Land Registry Office (LRO #21), filed electronically through ONLAND (Teraview), matching the process used across Hastings County.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Madoc buyers owe Ontario's provincial land transfer tax only, since the township levies no municipal transfer tax. StatCan's 2021 Census counted 934 private dwellings in Madoc, with 868 occupied by usual residents — one of the more tightly owner-occupied housing stocks in this group of townships. Your file registers at the Hastings Land Registry Office (LRO #21) through ONLAND's electronic system. Before you sign, we build the provincial LTT estimate, any rebate you may qualify for, and our flat legal fee into a single upfront quote.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling a Madoc property follows Ontario's standard process: we discharge your existing mortgage from title, respond to the buyer's requisitions, and calculate and release your proceeds promptly on closing. Land transfer tax is a buyer's obligation, not a seller's, so it has no bearing on your file. We provide updates at each stage of a Madoc closing so you always know where things stand.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Our Mortgage service covers new purchase mortgages, refinances, and private mortgage registrations on Madoc properties, all under the same flat, HST-included fee. We review your commitment letter, register the charge at the Hastings Land Registry Office, and confirm the lender's conditions are satisfied before closing. New, refinance, or private mortgage — one process, one price.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
You don't need to locate an office nearby. Our review, signing, and closing steps for a Madoc file run by phone, email, and e-signature.
No. Buyers pay Ontario's provincial land transfer tax only — Madoc has no additional municipal transfer tax.
It includes HST and covers our legal work. Government charges like the provincial land transfer tax and optional title insurance are itemized separately, so nothing is buried in the total.
The 2021 Census recorded 934 total private dwellings, with 868 occupied by usual residents. A smaller file volume doesn't change the legal steps involved.
Typically, yes. We start title review, mortgage instructions, and closing documents right after we're retained.
Below are official government and land registry resources for Madoc buyers and sellers who want to look into the details themselves.
Open your Madoc file in minutes — hear from your lawyer tomorrow.