Treadstone Law serves Kawartha Lakes with a fully online real estate law process — everything from document review to registration happens on your screen rather than in an office, for one flat, HST-included fee. Whether buying, selling, or refinancing, book your file online to get started.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Kawartha Lakes, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Kawartha Lakes-specific mechanics we handle on every file — so nothing surprises you at closing.
Properties in Kawartha Lakes register through the Victoria Land Registry Office (LRO #57), with the filing itself completed electronically through ONLAND (Teraview) — the same electronic system that underpins our online process across the province, so there's no in-office step being skipped here.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Kawartha Lakes is a single-tier city, so buyers pay Ontario's provincial land transfer tax only — there's no separate municipal land transfer tax added on, a charge that in Ontario applies solely in Toronto. We include your provincial LTT estimate in the closing cost breakdown sent early in your file, along with any first-time buyer rebate you may be eligible for. With a population of roughly 79,247 as of the 2021 census spread across a large geographic municipality, Kawartha Lakes closings all follow the same flat-fee purchase process: $1,354.87, HST included, with disbursements and land transfer tax charged separately at cost.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling in Kawartha Lakes follows the usual Ontario steps under our care: we discharge your existing mortgage from title, respond to the buyer's requisitions, and release your net proceeds once the transaction closes. Since land transfer tax is a buyer's cost, it doesn't factor into a seller's file at all. Our sale fee is a flat $1,241.87, HST included, with regular updates so you're never left wondering where things stand.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Our Mortgage service covers new purchase mortgages, refinances, and private mortgages on Kawartha Lakes properties, all at the same flat $1,241.87, HST included. We go through the commitment letter, register the charge, and confirm the lender's conditions are satisfied so your funds are ready on schedule.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
Given how spread out Kawartha Lakes is, an in-person office wouldn't be near most of our clients anyway — our online process, built around online document review and closing, works the same across the whole municipality.
No. Kawartha Lakes doesn't have its own land transfer tax; only Toronto imposes that in Ontario. Buyers here pay the provincial land transfer tax alone.
Yes — the flat fee, $1,354.87 for a purchase or $1,241.87 for a sale or mortgage, HST included, is our full legal fee. Disbursements and the provincial land transfer tax are separate, at-cost items shown clearly on your file.
Kawartha Lakes properties register at the Victoria Land Registry Office, LRO #57, with electronic registration completed through ONLAND (Teraview) as part of our flat fee.
We coordinate everything by phone and email — title review, lender instructions, online signing — and file registration electronically, so your closing date holds regardless of where in the municipality your property sits.
Below are official government and land registry resources for Kawartha Lakes homebuyers and sellers who want to look into the details themselves.
Open your Kawartha Lakes file in minutes — hear from your lawyer tomorrow.