Chatham-Kent home buyers, sellers, and homeowners refinancing can retain Treadstone Law without ever driving to an office — our real estate law service runs entirely online, closing to closing, for one flat HST-included fee. Book your file whenever it suits you, day or night.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Chatham-Kent, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Chatham-Kent-specific mechanics we handle on every file — so nothing surprises you at closing.
Chatham-Kent properties register at the Kent Land Registry Office (LRO #24), and the filing itself is done electronically through ONLAND (Teraview) — the same system our online process is built around, so nothing about a Chatham-Kent file requires an in-person step.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Chatham-Kent is a single-tier municipality, and like every part of Ontario outside Toronto, it does not levy its own municipal land transfer tax — buyers here pay the provincial land transfer tax only. That single-tax structure is one of the first things we confirm when we send your closing cost estimate, along with any first-time buyer rebate you may qualify for. With a population of about 103,988 as of the 2021 census, Chatham-Kent covers a wide municipality, and no matter where within it your closing address sits, our purchase service is the same flat $1,354.87, HST included, with disbursements and the provincial land transfer tax itemized and charged at cost on top.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling in Chatham-Kent runs through the standard Ontario steps: we clear your existing mortgage from title, answer the buyer's requisitions on schedule, and get your net proceeds to you promptly once the deal closes. Land transfer tax is charged to the buyer, so it has no place on a seller's ledger. Our sale fee is a flat $1,241.87, HST included, and we check in with you at each milestone so nothing about closing day catches you off guard.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgages on Chatham-Kent properties are all handled under our Mortgage service for one flat $1,241.87, HST included. We go through your commitment letter line by line, register the charge against title, and confirm your lender's conditions have been met so your funds are ready when the lender expects them.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
There's no local office to visit, and none needed. Document review, e-signing, and closing all happen online and over the phone, so being anywhere in Chatham-Kent doesn't slow your file down.
No — Chatham-Kent has no municipal land transfer tax of its own. Toronto is the only Ontario municipality that charges one, so buyers here pay Ontario's provincial land transfer tax and nothing more.
The flat fee — $1,354.87 on a purchase, $1,241.87 on a sale or mortgage, HST included — covers our legal work in full. Disbursements and the provincial land transfer tax are separate, at-cost items we itemize clearly so there's no guessing at the total.
Through the Kent Land Registry Office, LRO #24, with electronic registration completed via ONLAND (Teraview) as part of our standard flat-fee handling.
Yes. We coordinate signing, title work, and lender instructions online, and your file closes on the date set in your agreement — the only thing that changes is that it all happens without an in-person meeting.
Below you'll find official government and land registry resources for Chatham-Kent buyers and sellers who want to look into the details on their own.
Open your Chatham-Kent file in minutes — hear from your lawyer tomorrow.