Serving Windsor with flat-fee real estate law, completed online from offer to close. Purchases are $1,354.87, sales $1,241.87, and mortgages $1,241.87 — flat, taxes included, with disbursements and land transfer tax shown separately. Book your file whenever it suits you.
Our charges include applicable taxes. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include applicable taxes. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Windsor, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
| Authority | Essex Region Conservation Authority |
|---|---|
| Head office | 360 Fairview Avenue West, Suite 311, Essex, ON, N8M 1Y6 |
| Phone | 519-776-5209 |
| Website | essexregionconservation.ca |
| Watershed area | 1,674 km² |
Development in a regulated area, and interference with a wetland or watercourse, are prohibited by section 28 of the Conservation Authorities Act without a permit under section 28.1, issued by the authority — not the municipality — under O. Reg. 41/24. Watershed boundaries follow drainage rather than municipal lines, so a property at the edge of Windsor can fall under a neighbouring authority; confirm for the specific address.
Source: Conservation Ontario, Conservation Authority Boundaries (2023). Retrieved 2026-08-10.
Windsor is one of only five Ontario municipalities that charge a tax on vacant homes. The Vacant Home Tax (By-law 119-2024, as amended by By-law 52-2026) is levied at 4% of the MPAC assessed value, increased from 3% for 2026 and later years. Windsor does not require a declaration from every owner. Only properties whose occupancy is unknown are asked to file one. The tax reaches a property left unoccupied more than 183 days in a taxation year.
On a purchase or sale this is a closing item: the obligation runs with the property, and an unpaid amount is collected in the same way as property tax, so it can become the buyer’s problem. The taxing power comes from Part IX.1 of the Municipal Act, 2001; Ontario extended it to all single- and upper-tier municipalities on 27 March 2024, so more municipalities may adopt one. Rates and deadlines are set annually — confirm the current figures with the city before closing.
Sources: City of Windsor; Ontario, Municipal Vacant Home Tax. Retrieved 2026-08-10.
The Windsor-specific mechanics we handle on every file — so nothing surprises you at closing.
Windsor properties register through the Essex Land Registry Office (LRO #12), with registration completed electronically through ONLAND (Teraview) rather than in person, which is exactly how our online process is built to operate.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
A home purchase in Windsor closes at a flat $1,354.87, taxes included, no matter the property type or price point. Windsor is a City in Essex County, home to roughly 229,660 people as of the 2021 census, and buyers here pay only Ontario's provincial land transfer tax — there's no added municipal layer. We build your provincial LTT estimate into your upfront closing cost breakdown before you commit to anything, and flag any first-time buyer rebate you may qualify for. Title search, mortgage instructions, and the closing itself all happen online, so where in Essex County your Windsor property sits doesn't change how the file runs — same fee, same process, start to finish.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Our flat fee for a Windsor sale is $1,241.87, taxes included, covering discharge of your existing mortgage, responding to the buyer's requisitions, and releasing your proceeds on closing. Land transfer tax is the buyer's responsibility, not yours, so it never appears on a seller's statement of adjustments. Whether your property is inside the City of Windsor's urban core or further out in Essex County, the closing steps and the price stay the same, and we keep you updated at each stage so closing day arrives with no surprises.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgage registrations on Windsor properties are all handled at the same flat $1,241.87 fee, taxes included. We review the lender's commitment letter, register the charge against title, and confirm every condition is satisfied so funds are ready to release on schedule. That single price applies to a first mortgage on a new purchase just as much as it does to a refinance later on.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
Yes. We serve Windsor and the rest of Essex County through an online process — document review, signing, and closing are all handled by phone and email, so there's no local office to visit and no drive required.
No. Toronto is the only Ontario municipality with a municipal land transfer tax, so as a City in Essex County, Windsor buyers pay Ontario's provincial land transfer tax only.
That figure is our flat legal fee, taxes included, for a standard Windsor purchase. Disbursements and the provincial land transfer tax are government and third-party charges billed separately and itemized clearly on your statement.
Windsor closings register through the Essex Land Registry Office, LRO #12, and the registration itself is filed electronically through ONLAND (Teraview) — we handle that filing as part of your flat fee.
In most cases, yes. Once you retain us, we begin title review and closing preparation right away so the closing date in your agreement of purchase and sale holds.
The links below point to official government and land registry resources for Windsor and Essex County buyers and sellers who'd like to review the source material.
Open your Windsor file in minutes — hear from your lawyer tomorrow.