Serving Lakeshore, a town in Essex County, with flat-fee real estate law that runs entirely online. One transparent, HST-included price covers your purchase, sale, or mortgage file, with no office visit required to get to closing day.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Lakeshore, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Lakeshore-specific mechanics we handle on every file — so nothing surprises you at closing.
A Lakeshore closing registers at the Essex Land Registry Office, LRO #12, with the filing itself submitted electronically through ONLAND (Teraview) rather than in person.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Buying property in Lakeshore means paying Ontario's provincial land transfer tax only — the town doesn't layer on a municipal land transfer tax the way Toronto does. We include your provincial LTT estimate in your closing cost breakdown from the outset and let you know if a rebate applies to your purchase. With around 40,410 residents, Lakeshore sits within Essex County, and the same flat fee and single-tax structure covers every type of home you might be closing on. Your total cost is clear before your file opens.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
When you sell a property in Lakeshore, we discharge your outstanding mortgage from title, handle the buyer's requisitions, and release your net proceeds as soon as the deal closes. Land transfer tax is the buyer's obligation, not yours, so it never factors into your file. We keep you updated throughout so closing day goes as planned.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Lakeshore mortgage files — new purchase, refinance, or private — all move through our Mortgage service at the same flat, HST-included price. That means reviewing the commitment letter your lender sends, registering the charge against title, and checking off every condition before releasing funds on the day they're due.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
There's no Lakeshore office to visit — signing, document review, and the closing itself are coordinated by phone and email, so the whole file wraps up without you leaving home.
It has none. A municipal land transfer tax is specific to Toronto in this province, so Lakeshore purchases are subject to the provincial rate only.
It covers our legal work with HST built in. Anything outside that — the provincial land transfer tax, title insurance if you choose it — is billed as its own separate charge.
Lakeshore property registers at the Essex Land Registry Office, LRO #12. That filing happens electronically through ONLAND (Teraview), a step already covered in your flat fee.
Most Lakeshore files close on the date already agreed to in the purchase and sale agreement — once retained, we start title review and closing prep right away to help keep that date on track.
Below are official government and land registry resources for Lakeshore homebuyers and sellers who want to dig into the details themselves.
Open your Lakeshore file in minutes — hear from your lawyer tomorrow.