In the Municipality of Strathroy-Caradoc, our flat-fee real estate service covers purchases, sales, and refinances at one price, HST included, handled entirely online by our Mississauga team. Start your file whenever it's convenient and we'll walk you through the rest.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Strathroy-Caradoc, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Strathroy-Caradoc-specific mechanics we handle on every file — so nothing surprises you at closing.
Strathroy-Caradoc properties are on record with the Middlesex Land Registry Office, LRO #33, and the transfer or charge itself gets transmitted through ONLAND (Teraview), Ontario's electronic system, rather than filed by hand — no trip to a counter needed on your end.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Buyers closing in Strathroy-Caradoc pay Ontario's provincial land transfer tax and no separate municipal charge, as Toronto stands alone among Ontario municipalities in charging one. The flat rate for a purchase file is $1,354.87, HST included, and it covers reviewing your purchase agreement, searching title, and preparing your closing documents. Land transfer tax and disbursements are extra, billed at cost and clearly itemized. Strathroy-Caradoc's population was 23,871 in the 2021 census, and it doesn't matter whether you're buying in Strathroy or elsewhere in the municipality — the fee and process stay the same.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling a Strathroy-Caradoc property means we take the mortgage off title on your behalf, respond to the other side's lawyer, and forward your proceeds as soon as closing wraps up. Land transfer tax is charged to the buyer, so it never appears on a seller's bill. Selling is priced at $1,241.87 flat, HST included, and disbursements are billed at cost, itemized separately. We handle the paperwork online and keep you posted at each stage.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
A mortgage on a Strathroy-Caradoc property — purchase, refinance, or private — costs $1,241.87 flat with us, HST included, no matter which it is. We go line by line through the lender's commitment letter, clear its conditions, and get the mortgage charge registered against the property. Disbursements are itemized separately and billed at cost.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
You can work with us from anywhere in Strathroy-Caradoc — document review, signing, and closing are all handled by phone and email, without an in-person office visit.
No. Strathroy-Caradoc buyers pay the provincial land transfer tax alone; the municipal version is a charge specific to Toronto within Ontario.
HST is already factored into our quote. The land transfer tax, our disbursements, and title insurance (if you choose it) are priced separately, at cost, and appear as their own entries.
Strathroy-Caradoc properties register at the Middlesex Land Registry Office, LRO #33, with electronic filing through ONLAND handled as part of your file.
No — our flat fee and process are identical whether the property is within Strathroy or elsewhere in the municipality.
For Strathroy-Caradoc buyers and sellers who'd like to verify these details independently, here are official government and land registry resources.
Open your Strathroy-Caradoc file in minutes — hear from your lawyer tomorrow.