Southwest Middlesex property files, purchase, sale, or mortgage refinance, close with Treadstone Law entirely online, for one flat fee with HST already built in. Government charges appear as their own separate items, never folded into our number.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Southwest Middlesex, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Southwest Middlesex-specific mechanics we handle on every file — so nothing surprises you at closing.
Southwest Middlesex is registered within the Middlesex Land Registry Office, LRO #33. Registration happens electronically rather than in person, consistent with how we run every step of the file online.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Buyers in Southwest Middlesex pay Ontario's provincial land transfer tax; no municipality besides Toronto charges an additional transfer tax on top of that. We work out your provincial LTT estimate before your file opens and flag rebate eligibility along the way. The 2021 census recorded a population of about 5,893 in Southwest Middlesex, with roughly 2,503 total private dwellings, of which about 2,407 were occupied by usual residents. The flat purchase fee is $1,354.87, HST included, with land transfer tax and disbursements billed separately at cost.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling property in Southwest Middlesex, we handle discharging your current mortgage from title, responding to the buyer's requisitions, and preparing your statement of adjustments so net proceeds are ready when the deal closes. Land transfer tax falls on the buyer, not the seller, so it doesn't affect your file. Our flat sale fee is $1,241.87, HST included, with disbursements itemized separately.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgage registrations on Southwest Middlesex properties are all handled by our Mortgage service for a flat $1,241.87, HST included. We go over your lender's commitment letter, get the charge ready for registration, and confirm the closing conditions attached to it are met.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
Yes. We act for buyers and sellers throughout Southwest Middlesex without a physical branch there, reviewing documents, signing, and moving funds all take place online.
No. Buyers pay Ontario's provincial land transfer tax only. A municipal transfer tax applies exclusively in Toronto.
The flat fee covers our complete legal service, HST included. Government charges, land transfer tax, optional title insurance, are itemized as separate, at-cost items on your statement.
Southwest Middlesex falls under the Middlesex Land Registry Office, LRO #33, and registration is filed electronically.
We work toward the date already set in your agreement of purchase and sale, beginning title review and closing preparation as soon as you retain our firm.
Below are official government and land registry links for Southwest Middlesex buyers and sellers who want to check the underlying rules for themselves.
Open your Southwest Middlesex file in minutes — hear from your lawyer tomorrow.