South-West Oxford real estate transactions — purchases, sales, and refinances — are handled by our firm entirely online, for one flat fee with HST already included, no matter which part of the township you're closing in.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — South-West Oxford, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The South-West Oxford-specific mechanics we handle on every file — so nothing surprises you at closing.
South-West Oxford falls under the Oxford Land Registry Office (LRO #41), with registration completed electronically. We submit that filing as part of your file, so nothing requires an in-person visit.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Buyers in South-West Oxford pay Ontario's provincial land transfer tax; since a municipal land transfer tax exists only in Toronto, that's the only transfer tax on your statement. We include your provincial LTT figure in your upfront closing estimate and note any first-time buyer rebate you may be eligible for. The 2021 census counted 2,708 total private dwellings in South-West Oxford, with 2,616 occupied by usual residents — a small, tight gap that StatCan reports without further comment, and so do we. Our flat purchase fee is $1,354.87, HST included, for any property type, with disbursements and land transfer tax billed separately at cost.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling property in South-West Oxford, our office discharges your mortgage, addresses the buyer's requisitions, and releases your proceeds once the deal registers. Land transfer tax is paid by the buyer alone, so it never factors into your sale. The flat sale fee is $1,241.87, HST included, and we keep you posted throughout the process.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgages on South-West Oxford properties are all handled under our Mortgage service for a flat $1,241.87, HST included. We review your commitment letter, prepare the charge for registration, and confirm the lender's conditions are met before funds move. New financing, refinancing, or a private mortgage — one price applies.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
No office visit required in South-West Oxford — our review, signing, and closing steps all happen online and by phone.
No. That extra tax only applies in Toronto; South-West Oxford buyers pay the provincial land transfer tax alone.
The flat fee, HST included, is our legal fee and nothing else. Government charges — the provincial land transfer tax, plus title insurance if you opt in — show up as their own separate entries.
South-West Oxford falls under the Oxford Land Registry Office (LRO #41); registration is electronic and handled by our office.
We work to close on the date already set in your agreement of purchase and sale, starting the file the moment you retain us.
The links below lead to official government and land registry resources for South-West Oxford buyers and sellers who want to verify the details.
Open your South-West Oxford file in minutes — hear from your lawyer tomorrow.