Real estate closings for Richmond Hill run online start to finish, with no office visit anywhere in the file. A purchase is $1,354.87, a sale or mortgage $1,241.87, taxes included in each; land transfer tax and disbursements are billed separately. Book online when you're ready.
“My parents helped with a down payment gift, and the paperwork for that was folded into the closing without extra back-and-forth.”
L.J. · First-time buyer · York Region
Shared with permission. Initials changed to protect client privacy.
Our charges include applicable taxes. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include applicable taxes. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Purchase price aside, this is what a buyer in Richmond Hill sees on the closing statement: our fee, then the disbursements we estimate on your behalf, then the government taxes — each sourced and dated. We don't total these into one figure; disbursements vary by file and are itemized in your written quote.
| Line item | $600,000 | $900,000 | $1,200,000 |
|---|---|---|---|
| Our fee (flat, any price) — 13% HST included | $1,354.87 | $1,354.87 | $1,354.87 |
| Estimated disbursements — billed at cost, itemised in your written quote; they vary by file | |||
| Teranet search fees & disbursements (registrations, searches, bank fees) — estimate | $583.26 | $583.26 | $583.26 |
| Technology & file management — estimate | $332.05 | $332.05 | $332.05 |
| Title insurance (example premium, varies by insurer and price) | $513.80 | $805.40 | $1,097.00 |
| Government charges | |||
| Ontario land transfer tax | $8,475.00 | $14,475.00 | $20,475.00 |
| First-time buyer refunds, if you qualify | − up to $4,000 | − up to $4,000 | − up to $4,000 |
Disbursements vary by file and are itemized, estimated in writing, before any work begins — these lines are estimates, not quotes. Ontario refunds up to $4,000 of the land transfer tax for first-time buyers, applied by your lawyer at registration.
Sources: Ontario electronic land registration fee, 2026-09-17: ontario.ca (rises to $86.42 per instrument from 2026-11-02); TitlePLUS residential premium schedule, 2026-09-17: titleplus.ca; Ontario land transfer tax, 2026-09-17: ontario.ca.
See the full breakdown on our Ontario real estate lawyer fee guide or flat-fee pricing page.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Richmond Hill, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
| Authority | Toronto And Region Conservation Authority |
|---|---|
| Head office | 5 Shoreham Drive, Downsview, ON, M3N 1S4 |
| Phone | 416-661-6600 |
| Website | trca.ca |
| Watershed area | 2,487 km² |
Development in a regulated area, and interference with a wetland or watercourse, are prohibited by section 28 of the Conservation Authorities Act without a permit under section 28.1, issued by the authority — not the municipality — under O. Reg. 41/24. Watershed boundaries follow drainage rather than municipal lines, so a property at the edge of Richmond Hill can fall under a neighbouring authority; confirm for the specific address.
Source: Conservation Ontario, Conservation Authority Boundaries (2023). Retrieved 2026-08-10.
The Richmond Hill-specific mechanics we handle on every file — so nothing surprises you at closing.
Property registration for Richmond Hill runs through the York Region Land Registry Office (LRO #65), and like the rest of Ontario, filings are completed electronically through ONLAND (Teraview) rather than by paper at a counter — which lines up naturally with how we handle every file online.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Richmond Hill is a City in York Region, with a 2021 census population of about 202,022, and it sits in the same single-tax bracket as the rest of Ontario outside Toronto: buyers pay the provincial land transfer tax only, with no municipal land transfer tax added. Our purchase fee is a flat $1,354.87, taxes included, regardless of price or property type, and we build the provincial LTT estimate into your closing cost breakdown from day one. Any first-time buyer rebate you may be eligible for is flagged and applied where it fits. From the initial title search through to signing, the file is handled online, keeping a York Region closing straightforward.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling in Richmond Hill costs a flat $1,241.87, taxes included, and covers the standard steps of an Ontario sale: discharging your existing mortgage from title, answering the buyer's requisitions, and releasing your net proceeds on closing day. Land transfer tax is paid by the buyer, so as a seller it has no effect on your file or your statement of adjustments. We keep you posted at each stage of the process so a York Region closing goes as smoothly as any other, and there are no last-minute surprises when your closing date arrives.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Whether you're registering a new purchase mortgage, refinancing an existing one, or arranging a private mortgage on a Richmond Hill property, our fee is the same flat $1,241.87, taxes included. We review your lender's commitment letter line by line, register the charge on title, and confirm all conditions are cleared so your funds flow on the day they're needed. One price covers every mortgage type we handle.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
We work with Richmond Hill closings across York Region without a local office — everything from reviewing your agreement to signing and releasing funds happens online and by phone, so location in the region isn't a barrier.
No. Only Toronto has a municipal land transfer tax in Ontario. As a City within York Region, Richmond Hill buyers pay the provincial land transfer tax only.
That's our full flat legal fee, taxes included. The land transfer tax owed to the province, plus title insurance if you want it, arrive as their own itemized entries so you can see exactly where each dollar goes.
Richmond Hill properties are registered at the York Region Land Registry Office (LRO #65), with the actual filing done electronically through ONLAND (Teraview) as part of our flat fee.
Most files close exactly on schedule. We start title review, mortgage instructions, and document preparation as soon as you retain us, specifically to protect the closing date already set.
Below are official government and land registry resources for Richmond Hill and York Region buyers and sellers who want to check the details directly.
Sourced, dated municipal and provincial data for Richmond Hill — not legal advice, just the facts a closing touches.
Toronto And Region Conservation Authority (416-661-6600, website). Development in a regulated area, or interference with a wetland or watercourse, needs a permit from the conservation authority — separate from municipal approvals — under section 28.1 of the Conservation Authorities Act.
Source: Conservation Ontario, Conservation Authority Boundaries (2023). Retrieved 2026-08-10.
Deals for Richmond Hill register at the York Region Land Registry Office (LRO #65), filed electronically through ONLAND.
Source: Ontario, Land registry offices (LRO) directory. Retrieved 2026-09-17.
Civil Superior Court filings for Richmond Hill are heard at the Newmarket Courthouse, Newmarket.
Source: Ontario court locations directory. Retrieved 2026-08-09.
The property-tax adjustment on the statement of adjustments doesn't set up a new tax account — it simply divides the current tax bill between buyer and seller as of closing day, crediting whichever side prepaid past their ownership. After closing, the municipality bills the new owner directly.
Ontario land transfer tax is the largest single line on most closing statements, and it is due in full on closing day. Enter a price to see the bracket-by-bracket calculation, the first-time buyer refund, and — where they apply — the Toronto municipal tax and the Non-Resident Speculation Tax. Full workings and the rate sources are on the land transfer tax calculator.
Open your Richmond Hill file in minutes — hear from your lawyer tomorrow.