Closing on a Peterborough property doesn't mean visiting a law office — Treadstone Law manages the full file online, at one flat, HST-included price whether you're buying, selling, or arranging a mortgage. Start your Peterborough file online today.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Peterborough, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Peterborough-specific mechanics we handle on every file — so nothing surprises you at closing.
Peterborough properties register at the Peterborough Land Registry Office (LRO #45), with the actual registration completed electronically through ONLAND (Teraview) — the backbone of our online process for every file we handle.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Peterborough is a single-tier city, and buyers here pay Ontario's provincial land transfer tax only — there's no municipal land transfer tax layered on top, since that charge is unique to Toronto among Ontario municipalities. We build your provincial LTT figure into the closing cost estimate we send early in your file, along with any first-time buyer rebate that may apply. The city's population was about 83,651 as of the 2021 census, and across every neighbourhood in Peterborough, our purchase service stays at a flat $1,354.87, HST included, with disbursements and land transfer tax itemized separately at cost.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Our process for selling a Peterborough property covers everything on the legal side: discharging your existing mortgage from title, responding to the buyer's requisitions, and releasing your net proceeds once the sale closes. Because land transfer tax falls on the buyer, it has no bearing on a seller's file. The sale fee is a flat $1,241.87, HST included, and we keep you informed throughout so closing goes smoothly.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
For a new purchase mortgage, a refinance, or a private mortgage registered against a Peterborough property, our Mortgage service applies the same flat $1,241.87, HST included, in every case. We review your commitment letter closely, prepare and register the charge, and confirm your lender's conditions are met before funds are released.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
You don't have to track down a local office — our process runs on document review, e-signing, and closing handled entirely online and by phone, so being in Peterborough doesn't change how quickly or thoroughly your file is handled.
It does not — a municipal land transfer tax is a Toronto-specific charge in Ontario, so Peterborough buyers pay the provincial land transfer tax and nothing more at the municipal level.
Just our legal work: $1,354.87 for a purchase, $1,241.87 for a sale or mortgage, HST included in each. The provincial land transfer tax and any disbursements come in separately, priced at cost.
Peterborough properties register through the Peterborough Land Registry Office, LRO #45, with registration completed electronically via ONLAND (Teraview) as part of our flat fee.
We open your file immediately, start title review and mortgage instructions, and coordinate signing and closing entirely online — keeping you posted by phone and email until funds and keys change hands.
Here are official government and land registry resources for Peterborough buyers and sellers who'd like to review the details on their own.
Open your Peterborough file in minutes — hear from your lawyer tomorrow.