For buyers, sellers, and homeowners refinancing in Douro-Dummer, our real estate closings run on a single flat fee, HST included, handled entirely online from the first document to the final registration.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Douro-Dummer, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Douro-Dummer-specific mechanics we handle on every file — so nothing surprises you at closing.
Douro-Dummer sits under the Peterborough Land Registry Office (LRO #45). Registration is completed electronically, and we handle the submission on your behalf as part of the file.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Douro-Dummer buyers owe Ontario's provincial land transfer tax and nothing more, since a municipal land transfer tax only exists in Toronto among Ontario's municipalities. Your closing cost estimate accounts for the provincial LTT before you sign on, and we'll note any first-time buyer rebate you're entitled to. The 2021 census put Douro-Dummer's total private dwellings at 3,601, with 2,925 occupied by usual residents at the time — StatCan tracks the two counts separately, and we report them as given rather than interpret the gap. The flat purchase fee is $1,354.87, HST included, regardless of property type, with disbursements and land transfer tax itemized and charged at cost.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
When you sell in Douro-Dummer, we discharge your mortgage, respond to requisitions from the buyer's side, and release your proceeds once closing registers. Land transfer tax falls to the buyer, so it never appears on your side of the transaction. The sale fee is a flat $1,241.87, HST included, and we keep you updated so closing goes smoothly.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgage registrations on Douro-Dummer properties are handled through our Mortgage service for a flat $1,241.87, HST included. We review the commitment letter, register the charge, and confirm the lender's conditions are met before funds flow. The fee stays flat whether it's a new mortgage, a refinance, or a private arrangement.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
You won't need to visit an office in Douro-Dummer — our review, signing, and closing process runs online and by phone, so you get full service online.
No — that additional tax applies only in Toronto. Douro-Dummer buyers pay Ontario's provincial land transfer tax alone.
The flat fee includes HST and covers our legal work. Provincial land transfer tax and, if you want it, title insurance are government or insurer costs, listed apart from our fee so the breakdown stays clear.
Douro-Dummer falls under the Peterborough Land Registry Office (LRO #45); registration is electronic and we submit it for you.
We work toward the closing date already in your agreement of purchase and sale, starting title review and paperwork as soon as you retain us.
Below are official government and land registry links for Douro-Dummer buyers and sellers who'd like to review the details on their own.
Open your Douro-Dummer file in minutes — hear from your lawyer tomorrow.