Joly is a Parry Sound District township of 293 people, and its real estate closings run on the same flat-fee process we use everywhere else in Ontario. You get one quoted price with HST built in, and the file closes by phone, email, and e-signature.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Joly, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Joly-specific mechanics we handle on every file — so nothing surprises you at closing.
Joly falls within the Parry Sound Land Registry Office, LRO #42, part of the Parry Sound census division; filing happens electronically. A Joly file moves through our office no differently than one from a larger centre.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Buying in Joly means paying Ontario's provincial land transfer tax on closing — the township has no municipal transfer tax layered on top, so your closing-cost math stays straightforward. StatCan counted 293 residents in Joly as of the 2021 Census, spread across 155 private dwellings, of which 127 were occupied by usual residents. We treat a Joly purchase with the same $1,354.87 flat fee, HST included, that we quote elsewhere in the province — disbursements and the land transfer tax are extra, at cost, itemized on your statement of adjustments. The fee and the process don't change.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling property in Joly follows the standard discharge-and-close sequence: we pay out and discharge any existing mortgage from title, respond to the buyer's lawyer's requisitions, and release your net proceeds once funds are confirmed on closing day. Our flat fee for a sale is $1,241.87, HST included, regardless of whether the file is a straightforward vacant lot or a full residential closing. Land transfer tax is the buyer's cost, not yours, so it doesn't factor into what you pay us.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Our Mortgage service covers new purchase-money mortgages, refinances, and private mortgage registrations against Joly properties for a flat $1,241.87, HST included. We review the lender's commitment letter, confirm the conditions are met, prepare the charge, and register it once your funds are ready to advance. The fee is the same whether the mortgage is a first, a refinance, or a private arrangement between individuals.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
You won't find our office in Joly — we're based in Mississauga — but the entire file is handled by phone, email, and e-signature, so proximity to a physical office isn't part of how a Joly closing works with us.
No. Joly is a township, not a city with a special charter, so buyers pay only the provincial land transfer tax — there's no additional municipal layer to budget for.
The quoted flat fee covers our legal work start to finish — title search, document preparation, closing, and reporting. Government charges like the land transfer tax and optional title insurance are billed separately, at cost, so you can see exactly what's ours and what's a third-party cost.
Joly sits within the Parry Sound Land Registry Office, LRO #42. Registration is filed electronically, and we handle that step as part of your flat fee.
StatCan's 2021 count put Joly at 293 residents across 155 dwellings, 127 of them occupied. We quote and close a Joly file the same way we would in a much larger market: one fee, one process.
The links below point to the government and land registry sources behind Joly's population, dwelling, and tax figures.
Open your Joly file in minutes — hear from your lawyer tomorrow.