Handling a real estate closing in Parry Sound? Treadstone Law does it all online, start to close — a flat, tax-included legal fee for buying, selling, or refinancing, with no need to set foot in an office.
“The e-signing setup meant I didn't have to take time off work to get papers signed.”
T.I. · Home purchase · Barrie
Shared with permission. Initials changed to protect client privacy.
Our charges include applicable taxes. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include applicable taxes. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Purchase price aside, this is what a buyer in Parry Sound sees on the closing statement: our fee, then the disbursements we estimate on your behalf, then the government taxes — each sourced and dated. We don't total these into one figure; disbursements vary by file and are itemized in your written quote.
| Line item | $600,000 | $900,000 | $1,200,000 |
|---|---|---|---|
| Our fee (flat, any price) — 13% HST included | $1,354.87 | $1,354.87 | $1,354.87 |
| Estimated disbursements — billed at cost, itemised in your written quote; they vary by file | |||
| Teranet search fees & disbursements (registrations, searches, bank fees) — estimate | $583.26 | $583.26 | $583.26 |
| Technology & file management — estimate | $332.05 | $332.05 | $332.05 |
| Title insurance (example premium, varies by insurer and price) | $513.80 | $805.40 | $1,097.00 |
| Government charges | |||
| Ontario land transfer tax | $8,475.00 | $14,475.00 | $20,475.00 |
| First-time buyer refunds, if you qualify | − up to $4,000 | − up to $4,000 | − up to $4,000 |
Disbursements vary by file and are itemized, estimated in writing, before any work begins — these lines are estimates, not quotes. Ontario refunds up to $4,000 of the land transfer tax for first-time buyers, applied by your lawyer at registration.
Sources: Ontario electronic land registration fee, 2026-09-17: ontario.ca (rises to $86.42 per instrument from 2026-11-02); TitlePLUS residential premium schedule, 2026-09-17: titleplus.ca; Ontario land transfer tax, 2026-09-17: ontario.ca.
See the full breakdown on our Ontario real estate lawyer fee guide or flat-fee pricing page.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Parry Sound, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Parry Sound-specific mechanics we handle on every file — so nothing surprises you at closing.
Parry Sound is a town with its own census division. Its properties register at Parry Sound Land Registry Office #42, with title changes recorded electronically through ONLAND (Teraview).
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Parry Sound buyers pay Ontario's provincial land transfer tax only, as Toronto is the sole Ontario municipality that levies a municipal land transfer tax as well. Our flat purchase fee is $1,354.87, taxes included, and land transfer tax plus disbursements are itemized separately at cost, laid out fully on your closing statement. The 2021 Census recorded 3,518 total private dwellings in Parry Sound, with 3,197 occupied by usual residents. Waterfront property, in-town home, or condo, the flat fee and tax structure hold steady.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling a Parry Sound property follows the usual Ontario steps: reviewing title, discharging your existing mortgage, responding to the buyer's requisitions, and releasing your net proceeds on closing. Land transfer tax is a buyer's cost, so it has no impact on a seller's numbers. Our flat selling fee is $1,241.87, taxes included, with disbursements itemized separately.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Our Mortgage service handles new purchase mortgages, refinances, and private mortgage registrations against Parry Sound property, all for a flat $1,241.87 fee, taxes included. We review the commitment letter, register the charge, and confirm lender conditions before releasing funds on your closing date.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
Yes — document review, signing, and closing are all handled online and by phone for our Parry Sound clients.
No. Only Toronto has a municipal land transfer tax in Ontario; Parry Sound buyers pay the provincial land transfer tax only.
The flat fee, taxes included, covers our legal work only. Land transfer tax and disbursements are separate, at-cost items shown clearly.
Parry Sound properties register at Parry Sound Land Registry Office #42, electronically through ONLAND.
The 2021 Census recorded 3,518 total private dwellings in Parry Sound, with 3,197 occupied by usual residents.
Below are official government and land registry resources for Parry Sound buyers and sellers who want to verify the details themselves.
Sourced, dated municipal and provincial data for Parry Sound — not legal advice, just the facts a closing touches.
Deals for Parry Sound register at the Parry Sound Land Registry Office (LRO #42), filed electronically through ONLAND.
Source: Ontario, Land registry offices (LRO) directory. Retrieved 2026-09-17.
The property-tax adjustment on the statement of adjustments doesn't set up a new tax account — it simply divides the current tax bill between buyer and seller as of closing day, crediting whichever side prepaid past their ownership. After closing, the municipality bills the new owner directly.
Ontario land transfer tax is the largest single line on most closing statements, and it is due in full on closing day. Enter a price to see the bracket-by-bracket calculation, the first-time buyer refund, and — where they apply — the Toronto municipal tax and the Non-Resident Speculation Tax. Full workings and the rate sources are on the land transfer tax calculator.
Open your Parry Sound file in minutes — hear from your lawyer tomorrow.