Magnetawan has more private dwellings than year-round residents, a sign of how much of its housing is seasonal — and it's exactly the kind of file our process was built for: flat-fee, HST included, run by phone, email, and e-signature from wherever you're closing from.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Magnetawan, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Magnetawan-specific mechanics we handle on every file — so nothing surprises you at closing.
Magnetawan registrations go through the Parry Sound Land Registry Office (LRO #42), filed electronically via ONLAND. Given how much local housing is seasonal, that matters — owners closing from elsewhere don't need to be on-site for a file already run by phone, email, and e-signature.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Magnetawan purchases are taxed under Ontario's provincial land transfer tax alone, with no municipal add-on, and we include that figure in your closing cost breakdown up front. The 2021 census counted about 1,753 residents in the Parry Sound census division, yet recorded 1,717 private dwellings — almost one dwelling per resident — with only 825 of them occupied by usual residents. That's the clearest sign of cottage country: a large share of Magnetawan's housing exists for seasonal or occasional use, not full-time residency. Cottage or primary home, the legal process for your purchase and our fee are the same either way.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
A Magnetawan sale follows the usual Ontario steps: we clear any existing mortgage from title, respond to the buyer's requisitions, and release your sale proceeds once the closing funds are confirmed. Land transfer tax is a buyer expense, not a seller one, so it has no effect on what you take away from the sale. We'll keep you posted by email at each stage.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgage registrations on Magnetawan properties — including seasonal or cottage properties — go through our Mortgage service for one flat, HST-included fee. We verify the commitment letter, register the charge on title, and confirm lender conditions are cleared before funds release. The price stays the same across all three.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
Yes. Whether the property is a primary residence or a seasonal cottage, everything is handled by phone, email, and e-signature, so where you're calling from doesn't matter.
No. That extra tax is a Toronto quirk — Magnetawan buyers are on the hook for Ontario's provincial land transfer tax and nothing charged locally.
Our quoted flat fee, HST included, is the whole legal fee. Land transfer tax and optional title insurance are itemized separately so you can see the full breakdown.
At the Parry Sound Land Registry Office, LRO #42, with electronic registration through ONLAND, which we handle as part of your fee.
The same way it does for a full-time home — title review, mortgage instructions, and closing documents all proceed on the timeline set out in your agreement.
Below are official Ontario government and land registry resources for Magnetawan buyers and sellers who want to verify the details for themselves.
Open your Magnetawan file in minutes — hear from your lawyer tomorrow.