Serving Howick with a single flat fee for real estate closings, covering purchases, sales, and mortgage refinances alike. HST is included, and the file — document review, signing, and registration — runs online from wherever you are.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Howick, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Howick-specific mechanics we handle on every file — so nothing surprises you at closing.
Howick properties register at the Huron Land Registry Office (LRO #22), with registration itself completed electronically through ONLAND. That electronic filing step is what lets our online process serve Howick files without a physical office visit.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Howick sits within Huron County, and as a township outside Toronto, buyers here owe Ontario's provincial land transfer tax only, with no municipal top-up layered on. We work out that provincial LTT for you early in the file so it's never a surprise at closing. Howick's 2021 census count was 4,045 people across 1,414 total private dwellings, of which 1,343 were occupied by usual residents — StatCan tracks that distinction separately from why a dwelling might sit unoccupied. Whether your purchase is a first home, a farm property, or a rural resale, our purchase file runs on one flat fee of $1,354.87, HST included, with disbursements and the provincial LTT itemized and billed at cost.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
When you sell in Howick, our job is to clear your existing mortgage from title, respond to the buyer's lawyer on requisitions, and release your net proceeds once the deal closes. Land transfer tax is a buyer's cost, not a seller's, so it has no bearing on your file. Our flat sale fee is $1,241.87, HST included, and we keep you posted at each step so closing day holds no surprises.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Our Mortgage service covers new purchase-money mortgages, refinances, and private mortgage registrations against Howick properties for one flat fee of $1,241.87, HST included. We review your lender's commitment letter, prepare and register the charge, and confirm conditions are met before funds move. The process and the price stay the same no matter which type of mortgage work your file needs.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
There's no need to track down office hours in Howick — our lawyers handle document review, signing, and closing by phone and online, so distance from a physical office doesn't slow your file.
No. Like the rest of Ontario outside Toronto, Howick has no municipal land transfer tax layered on — buyers pay the provincial land transfer tax only.
The flat fee is our legal fee and includes HST. Separate charges — the provincial land transfer tax and, if you choose it, title insurance — are billed at cost and itemized as their own lines.
Howick falls under the Huron Land Registry Office (LRO #22); registration happens electronically through ONLAND rather than in person.
Once you retain us, we get title review and document preparation moving right away, with the goal of keeping the closing date you and the other side already agreed to.
Below are official government and land registry resources for Howick homebuyers and sellers who'd like to review the source material themselves.
Open your Howick file in minutes — hear from your lawyer tomorrow.