Homeowners in Bluewater working with our firm complete their purchase, sale, or refinance closing without an office visit — one flat fee, HST included, from your first document to the day your file registers.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Bluewater, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Bluewater-specific mechanics we handle on every file — so nothing surprises you at closing.
Bluewater is served by the Huron Land Registry Office (LRO #22). The registration itself happens electronically, and we manage that submission as part of every file we handle here.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
In Bluewater, buyers pay Ontario's provincial land transfer tax; a separate municipal land transfer tax applies only in Toronto, so Bluewater's closing costs stay to that single tax. We calculate the provincial LTT and include it in your upfront estimate, along with any first-time buyer rebate you might qualify for. The 2021 census recorded 4,882 total private dwellings in Bluewater, with 3,302 occupied by usual residents — a wider spread than some neighbouring municipalities, reported by StatCan as two distinct figures that we present as given. Regardless of the property type, the flat purchase fee is $1,354.87, HST included, with disbursements and land transfer tax itemized at cost.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling in Bluewater, our firm discharges your existing mortgage, handles the buyer's requisitions, and releases your proceeds once the sale registers. Since land transfer tax is a buyer's cost, it doesn't enter into your side of the transaction. Our flat sale fee is $1,241.87, HST included, and we keep you updated as your file progresses.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgage registrations against Bluewater properties are all handled through our Mortgage service for a flat $1,241.87, HST included. We review the lender's commitment letter, register the charge, and confirm closing conditions are satisfied before funds are released. Whatever the mortgage type, the fee and process remain constant.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
You won't need to find office parking in Bluewater — our review, signing, and closing process happens online and by phone, start to finish.
No. A municipal land transfer tax only exists in Toronto, so Bluewater buyers pay just the provincial land transfer tax.
The flat fee, HST included, is our legal fee alone. Provincial land transfer tax and optional title insurance are government or third-party costs, marked out on their own so you can tell them apart from our fee.
Bluewater registers through the Huron Land Registry Office (LRO #22); registration is electronic, and our office submits it for you.
We aim for the closing date already agreed to in your purchase and sale agreement, starting work the day you retain us.
Below are official government and land registry links for Bluewater buyers and sellers who'd like to confirm the details themselves.
Open your Bluewater file in minutes — hear from your lawyer tomorrow.