Our real estate law practice works with Hanover buyers, sellers, and refinancing homeowners online, start to finish, so your closing doesn't depend on driving anywhere — just on getting your documents signed and returned.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Hanover, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Hanover-specific mechanics we handle on every file — so nothing surprises you at closing.
Hanover properties are registered at the Grey Land Registry Office, LRO #16, with filings submitted electronically rather than delivered in person. Given that our closings already happen through digital document exchange, this electronic step is simply part of how the file moves.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Hanover, a town within Grey County, is subject to Ontario's provincial land transfer tax alone, with no municipal tax added to it. Our purchase fee is a flat $1,354.87, HST included, and covers your title review, requisitions, and closing preparation. The 2021 census put Hanover's population at 7,967, spread across 3,788 total private dwellings, with 3,445 occupied by usual residents at census time. We calculate your provincial LTT and check rebate eligibility upfront, so it's part of your quote rather than a surprise on closing day.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
A Hanover sale runs through Ontario's usual steps: discharging your existing mortgage from title, answering any requisitions the buyer's lawyer raises, and sending your net proceeds once funds have cleared. Our sale fee is a flat $1,241.87, HST included, with disbursements passed through at actual cost. Land transfer tax is paid by the buyer only, so it doesn't touch what you receive.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgage registrations on Hanover properties are all handled under our flat $1,241.87 fee, HST included. We review the lender's commitment letter, prepare and register the charge, and confirm conditions are satisfied before funds move. The fee doesn't change based on the mortgage type.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
No — we work with Hanover clients online, by phone and secure document exchange, so there's no office to visit for signing or pickup.
No. Only Toronto charges an added municipal land transfer tax; Hanover buyers pay Ontario's provincial land transfer tax and stop there.
The flat fee, HST included, covers legal services. Government-related charges — provincial land transfer tax, registration, and optional title insurance — are billed separately at actual cost.
Hanover falls under the Grey Land Registry Office, LRO #16, and registration is filed electronically.
That's the plan for nearly every file. Title searches and lender coordination begin right after you retain us to protect the scheduled date.
Here are official government and land registry sources for Hanover residents wanting to verify these figures and rules on their own.
Open your Hanover file in minutes — hear from your lawyer tomorrow.