Gore Bay is a town of 808 people on Manitoulin Island, in the Manitoulin census division. Island geography doesn't change how a real estate file closes: purchase, sale, and mortgage work all run under one flat fee, HST included, using phone, email, and e-signature.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Gore Bay, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Gore Bay-specific mechanics we handle on every file — so nothing surprises you at closing.
Gore Bay properties register through the Manitoulin Land Registry Office (LRO #31); registration is completed electronically through ONLAND, so island access — by ferry seasonally, or the swing bridge year-round — has no bearing on the legal filing.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Gore Bay purchases attract Ontario's provincial land transfer tax and nothing else — a municipal land transfer tax is charged only in Toronto, nowhere else in the province, including here. We estimate your provincial LTT as part of your opening closing cost breakdown and check for any first-time buyer rebate you may qualify for. StatCan's 2021 count shows 421 private dwellings in Gore Bay, with 382 occupied by usual residents; we report both figures as recorded, without interpreting the difference. Our purchase fee is a flat $1,354.87, HST included, with land transfer tax and disbursements itemized separately at cost.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling in Gore Bay follows the standard steps: discharging any mortgage registered against the property, responding to the buyer's requisitions, and preparing the statement of adjustments so proceeds are calculated and ready on closing day. Land transfer tax is a buyer's obligation, not a seller's. Our sale fee is $1,241.87 flat, HST included.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Whether it's a new purchase mortgage, refinance, or private mortgage on Gore Bay property, our Mortgage service handles it for a flat $1,241.87, HST included — reviewing the commitment letter, registering the charge, and confirming closing conditions are met before funds are released to move on the scheduled date.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
No — our process runs on phone calls, emailed documents, and e-signature, so getting to and from the island isn't part of how the file gets closed.
No. Gore Bay buyers pay Ontario's provincial land transfer tax only; Toronto is the sole Ontario municipality that adds a municipal rate.
Land transfer tax, disbursements, and optional title insurance — government or third-party costs, each itemized separately from our legal fee.
The Manitoulin Land Registry Office, LRO #31, with electronic filing through ONLAND included at no extra charge.
No — the process is built to work without an in-person visit, so a Gore Bay closing doesn't depend on where the lawyer's office is.
Below are official government and land registry resources for Gore Bay homebuyers and sellers who want to check these details for themselves.
Open your Gore Bay file in minutes — hear from your lawyer tomorrow.