Cockburn Island, in the Manitoulin District, had 16 year-round residents at the last census — Ontario's smallest municipality by population — and a closing there uses the same flat fee and process as anywhere else in the province.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Cockburn Island, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Cockburn Island-specific mechanics we handle on every file — so nothing surprises you at closing.
The Manitoulin Land Registry Office, LRO #31, handles registration for Cockburn Island; an island with 16 residents uses the identical electronic filing process as a much larger municipality.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
A purchase on Cockburn Island is subject to Ontario's provincial land transfer tax only, with no municipal add-on. The 2021 Census recorded 16 residents on the island, against 89 total private dwellings, of which only 11 were occupied by usual residents — StatCan's numbers, reported as published, without speculation on why so much of the housing stock sits outside that count. Our purchase fee for a Cockburn Island file is the same flat $1,354.87, HST included, with land transfer tax and disbursements itemized separately at cost, as we'd quote anywhere in Ontario.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling on Cockburn Island follows our usual sequence — mortgage discharge, requisitions, and releasing net proceeds on closing — for a flat $1,241.87, HST included. Land transfer tax is the buyer's obligation, so it plays no part in what a Cockburn Island seller pays, however few transactions close there.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New mortgages, refinances, and private mortgage registrations on Cockburn Island properties fall under our Mortgage service for a flat $1,241.87, HST included. We confirm the lender's commitment conditions, prepare the charge, and register it well ahead of closing day, whether the file is a first mortgage, a refinance, or a private arrangement.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
No in-person visit is required..
No. Buyers pay Ontario's provincial land transfer tax only; there's no island-specific charge.
StatCan's 2021 figures show 89 total private dwellings but just 11 occupied by usual residents, alongside a population of 16. We report those counts as published and don't speculate about the reasons behind them.
The Manitoulin Land Registry Office, LRO #31; registration is filed electronically as part of your flat fee.
No — a Cockburn Island file gets the same title review, document preparation, and registration steps as a file anywhere else in Ontario, just at flat, transparent pricing.
Here are the StatCan and land registry sources for Cockburn Island's population, dwelling counts, and land transfer tax treatment, for review.
Open your Cockburn Island file in minutes — hear from your lawyer tomorrow.