TREADSTONE LAW · ONTARIO · DIGITAL LEGAL SERVICES · EST. MMXXI ·TSL
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№ 01Real Estate Law · Billings

Real Estate Lawyer in Billings, Ontario

Billings Township, home to 753 people on Manitoulin Island, gets the exact same legal process we run for every Ontario file: a fixed fee with HST included, and closing handled by phone, email, and e-signature rather than a boardroom meeting.

Licensed by the Law Society of OntarioFlat fees — HST includedServing Billings
№ 01.1Fee Schedule

Transparent flat-fee pricing

Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.

Most Common

Purchase

$1,580.87
$1,354.87
Our charges · HST included
▼ You save $226 · SUMMRDIS26
  • Title search & title insurance coordination
  • Provincial land transfer tax handled at closing
  • Funds, registration, keys — done

Sale

$1,467.87
$1,241.87
Our charges · HST included
▼ You save $226 · SUMMRDIS26
  • Mortgage discharge handled
  • Requisitions answered
  • Proceeds wired same day where possible

Mortgage

$1,467.87
$1,241.87
Our charges · HST included
▼ You save $226 · SUMMRDIS26
  • New mortgage, refinance, or private mortgage
  • Payouts & discharges managed
  • Lender requirements handled

Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.

№ 01.2City Data

Billings by the numbers

Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).

Population · 2021
753
2021 Census of Population
Private dwellings · 2021
675
total private dwellings

Source: Statistics Canada, 2021 Census of Population, Census Profile — Billings, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.

№ 01.3Local Logistics

Title, registration & property taxes

The Billings-specific mechanics we handle on every file — so nothing surprises you at closing.

Registration & logistics

Billings sits in the Manitoulin census division, and title for properties there is registered at the Manitoulin Land Registry Office, LRO #31. Since that office accepts electronic filings, we're able to close Billings files without either party needing to be present in person.

Property taxes at closing

You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.

Closing entirely online

ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.

№ 02Buying in Billings

What Billings buyers should know

Buying property in Billings means paying Ontario's provincial land transfer tax only — the township has no municipal transfer tax of its own to layer on top. Our purchase fee is $1,354.87 flat, HST included, and we break out the provincial LTT plus any disbursements on your closing statement so the total cost is clear well before closing day. The 2021 census counted 753 residents in Billings against 675 total private dwellings, with 343 of those occupied by usual residents — figures worth knowing if you're weighing the local housing stock. Island or mainland-adjacent, the closing steps for a Billings purchase don't vary from any other Ontario file we handle.

Before you waive conditions

Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.

Pre-construction & assignments

Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.

Learn before you close

№ 03Selling in Billings

Clean title, clean payout

Selling a Billings property, we take care of discharging your existing mortgage from title, answering the buyer's requisitions, and preparing your net proceeds statement so funds are ready to release the day closing happens. Land transfer tax is charged to buyers, so it has no effect on what you net from the sale. Our sale fee is a flat $1,241.87, HST included, no matter what the property sells for.

No land transfer tax

Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.

Discharge handled

We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.

Same-day proceeds

Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.

Helpful reading

№ 04Mortgages in Billings

One flat fee, every mortgage

For Billings mortgage files — new purchases, refinances, or private mortgages — our fee is $1,241.87 flat, HST included. We review your lender's commitment letter, prepare and register the charge, and confirm all closing conditions are met so financing isn't the thing holding up your file. Island location has no bearing on the fee or the checklist we work through.

New mortgage

A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.

Refinance

Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.

Private mortgage

Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.

Helpful reading

№ 05Before You Ask

Billings closing questions

Is there a real estate lawyer available for Billings Township closings?

Yes — we handle Billings files by phone, email, and e-signature, so location on the island doesn't limit which lawyer you can work with.

Does Billings Township charge a separate land transfer tax?

No. Only the provincial land transfer tax applies to a Billings purchase; the township itself has no municipal transfer tax.

Will I owe anything beyond the flat fee quoted for a Billings file?

The flat fee is inclusive of HST, but land transfer tax, registration costs, and optional title insurance are itemized separately at cost so you know precisely what's what.

Where do Billings Township property transfers get registered?

At the Manitoulin Land Registry Office, LRO #31, filed electronically. That registration is part of the service covered by your flat fee.

Can a Billings closing still happen on the date in the agreement?

That's what we work toward. Once retained, we open title review and mortgage instructions immediately to keep your existing closing date on track.

№ 05.1Resource Desk

Official Billings resources

The resources below are official government and land registry links for Billings buyers and sellers who'd like to verify these details themselves.

Also serving buyers and sellers near Billings

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Prefer to talk first? Call 1-844-900-1070 — it’s free.
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