Armour Township counted 1,459 residents in the 2021 census, part of the Parry Sound census division. A township this size closes real estate the same way a much larger city does with us: one flat fee, HST included, and paperwork handled by phone, email, and e-signature.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Armour, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Armour-specific mechanics we handle on every file — so nothing surprises you at closing.
Armour Township properties register at Parry Sound Land Registry Office #42, with the filing itself submitted electronically to ONLAND, the province's standard system. That electronic filing step is part of why our fully online process works cleanly for Armour files.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Buyers in Armour Township pay Ontario's provincial land transfer tax and nothing beyond it — there's no separate municipal tax to plan for. We include that provincial LTT figure in your closing cost breakdown from the outset, along with a check for any rebate eligibility. Armour's 2021 population was 1,459, spread across 1,087 total private dwellings, of which 667 were occupied by usual residents. That gap between total and occupied dwellings is common in this part of Parry Sound, and it doesn't change how we handle your file — the same flat-fee process applies to every home.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
When you sell property in Armour, our work covers title review, discharging your existing mortgage or other registered charge, answering the buyer's requisitions, and releasing your proceeds once closing funds have cleared. Land transfer tax is the buyer's responsibility, not yours, so it plays no role in what you pay us or the province. Expect straightforward updates rather than legal jargon at each stage.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Our Mortgage service handles new purchase mortgages, refinances, and private mortgage registrations against Armour properties, all under the same flat, HST-included fee. We cross-check the lender's commitment letter, prepare and register the charge on title, and confirm every condition is satisfied so funds move on schedule. The type of financing doesn't change what you pay.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
You don't need a local office in Armour Township to retain us — we manage review, signing, and closing entirely by phone, email, and e-signature.
No. Buyers here pay only the provincial land transfer tax; Toronto remains the single Ontario municipality that charges its own land transfer tax on top of the province's.
The flat fee already includes HST. Anything that's a government or third-party cost — provincial land transfer tax, optional title insurance — is itemized separately so you know exactly what you're paying for.
At Parry Sound Land Registry Office #42, filed electronically through ONLAND as part of our flat-fee service.
We build our process around that date. Once retained, we start on title, mortgage instructions, and documents immediately so the agreed closing date has the best chance of holding.
Here are official government and land registry resources for buyers and sellers in Armour Township who want to review these points on their own.
Open your Armour file in minutes — hear from your lawyer tomorrow.